RE: Apple Pay and money to my daughter

2020-05-04 Thread Alan Lemly 
Joe,

 

I don't think credit cards are supported as funding sources for Apple Pay. Your 
debit card is tied more directly to your bank account which is why I think they 
are supported.

 

At any rate, I'm glad you were successful.

 

Alan Lemly

 

From: viphone@googlegroups.com [mailto:viphone@googlegroups.com] On Behalf Of 
jkt4...@gmail.com
Sent: Monday, May 04, 2020 11:15 AM
To: viphone@googlegroups.com
Subject: Apple Pay and money to my daughter

 

Hi,

 

I read the support page and did a trial run with $5 to my daughter. It worked 
fine. I could only use my debit card. It wouldn’t accept my Wells Fargo credit 
card with no explanation as to why. But it does work so I’m good.

 

Thanks,

Joe 

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RE: Apple Pay and money to my daughter

2020-05-04 Thread Alan Lemly 
Joe,

 

I believe both parties to a transaction with Apple Pay must be using iDevices. 
I'll paste the Apple Support article with navigable headings discussing the 
process after my signature but it came from this site:

 

https://support.apple.com/en-us/HT207875

 

Alan Lemly

 


Send and receive money with Apple Pay


 

Use Apple Cash or a debit card in the Wallet app to send and receive money in 
the Messages app.

 

If this is your first time using Apple Pay to send, receive, or request money 
in Messages, see what you need to get started.


How to send money in the Messages app


 

When you send money in the Messages app using Apple Pay, your Apple Cash card 
is used to pay first by default. If you want to use a debit card instead, you 
can send money directly from your debit card.

 

Watch a demo to see how you can send money on your devices, or use the steps 
below.

 


On your iPhone or iPad


 

Open the Messages app, then start a new conversation or tap an existing one.

Tap the Apple Pay button Apple Pay icon. If you don't see the Apple Pay 
button, tap App Store icon first.

Enter the amount you want to send.

Tap Pay, then tap the send button Send icon to review or cancel the payment.

Confirm your payment with Face ID, Touch ID, or your passcode.

 

If the person you sent money to has not accepted the money yet, you can cancel 
the payment.


Respond to a request for money


 

Open the request in the Messages app.

Tap the Apple Pay button Apple Pay icon and enter an amount.

Tap Pay, then send your payment and confirm using Face ID, Touch ID, or 
your passcode.

 

To decline a request for money, just ignore the message.

 


On your Apple Watch


 

Open the Messages app, then start a new conversation or tap an existing one.

Scroll down, then tap the Apple Pay button Apple Pay icon.

Enter the amount you want to send.

Tap Pay, then review or cancel the payment.

Double-click the side button.

 


Respond to a request for money


 

Open the request in the Messages app.

Tap the Apple Pay button Apple Pay icon and enter an amount.

Tap Pay, then double click the side button to confirm and send your payment.

 


Ask Siri


 

On your iPhone or Apple Watch, say "Hey Siri," then say something like, "Send 
25 dollars to Jane for movie tickets."


How to accept a payment


 

When someone sends you money, it's securely received and kept in Apple Cash. 
You can use the money right away1 to send to someone, spend with Apple Pay, or 
you can transfer the money to your bank account or Visa debit card.

 

The first time that you use Apple Cash, you have seven days to accept the money 
that you've been sent. After you accept the terms and conditions, payments are 
automatically accepted and added to your Apple Cash card. You might be asked to 
verify your identity.

 

If you send money to someone and they don't accept it, you can cancel the 
payment.

 

 


Choose your payment method


 

After you open a conversation in the Messages app, tap the Apple Pay button 
Apple Pay icon, then enter an amount.

Tap Pay, then tap the send button Send icon.

By default, your Apple Cash card is used to pay first, unless you turn off 
Apple Cash as the default payment method and use a debit card in Wallet 
instead. If you pay with Apple Cash and see two cards on the payment sheet, 
your Apple Cash balance is less than the payment amount. The remainder will be 
funded by one of your debit cards in Wallet. Tap the arrow .

Choose a debit card to pay the remainder.

 

If you have no Apple Cash balance, you can use a debit card in Wallet for the 
entire payment amount. You can see which card is being used on the confirmation 
screen.

 


Use your debit card


 

On your iPhone or iPad, open a conversation in the Messages app.

Tap the Apple Pay button Apple Pay icon, enter an amount, then tap Pay.

Tap the send button Send icon, then tap the arrow .

Turn off Apple Cash, then choose the debit card you want to use.

Tap Back, then authenticate with Face ID, Touch ID, or your passcode.

 

If you turn off Apple Cash as the default method to pay someone in Messages on 
your iPhone, it's also turned off on your paired Apple Watch. To use Apple 
Cash, you need to turn it on to make it your default payment method again.

 


How to send a request for payment


 

When you send someone a payment request using Apple Pay, they can tap Pay, then 
change or confirm the amount they want to send.

 


On your iPhone


 

Open a conversation in the Messages app or start a new conversation.

Tap the Apple Pay button Apple Pay icon. If you don't see the Apple Pay 
button, tap the App Store button App Store icon first.

Enter an amount, then tap Request.

Send your request.

 


On your Apple Watch


 

Open the Messages app and choose a conversation.

Tap the Apple Pay button Apple Pay icon.