Re: [WISPA] Quesiton on Funding / Financing / Capital Availability

2009-05-23 Thread Gino Villarini
Sure do, Cti would have to fly me there Sent from my Motorola Startac... On May 23, 2009, at 12:11 AM, Charles Wu c...@cticonnect.com wrote: Well Gino, it looks you're buying ski tickets next time =) -Charles -Original Message- From: wireless-boun...@wispa.org

Re: [WISPA] Quesiton on Funding / Financing / Capital Availability

2009-05-23 Thread Scott Reed
So I will take option 4 from a previous post since Travis made the point. Up to 60 months with $1 buyout is the same as a 5 year bank loan. I want to run debt free as soon a possible. That being the case I don't lease and have not leased to keep debt down. I do have a start-up loan that is

Re: [WISPA] Quesiton on Funding / Financing / Capital Availability

2009-05-23 Thread Tom DeReggi
Travis, I'd agree, except, I'm finding a loan or Line of Credit is as easy to get as a lease. When the leasor considers a radio, the opposite of a car, non-liquidatable, does the lender really benefit by leasing it instead of lending for it? Tom DeReggi RapidDSL Wireless, Inc IntAirNet-

Re: [WISPA] Quesiton on Funding / Financing / Capital Availability

2009-05-23 Thread Travis Johnson
The biggest difference I have seen with a loan or line of credit, even for us (a corporation in business for 13 years and profitable since the first year) is that the banks want personal guarantees... and we haven't done a personal guarantee on leasing equipment for 5+ years. When you have 20+

Re: [WISPA] Quesiton on Funding / Financing / Capital Availability

2009-05-23 Thread Charles Wu
Hi Scott, Regarding debt...I've found that there's a scale inflection point in running a WISP (or any business for the matter) that needs to be reached -- the main purpose for taking on debt (because due to interest, you end up paying more in the longer term instead of buying cash), is to

Re: [WISPA] Quesiton on Funding / Financing / Capital Availability

2009-05-23 Thread Travis Johnson
Charles, I agree with you... but at what point does that happen? If your growth is growing (meaning you are doing more installs every month then the previous month), I don't think you can ever reach the point of paying cash for CPE... without completely strapping the entire business. I just