If I've been following the discussion on this list correctly, the position 
is this.

A/ There is no specification for 3D-SET.

B/ Visa owns the IPR on the 3-D Secure Specifications and is developing a 
specification for coexistence between 3-D Secure and SET.

I have 2 questions then:

1. How can I obtain the 3-D Secure Specification?

2. What is the relationship between 3-D SET and 3-D Secure?

Rachel

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