Apolpgies for top post again, the concept of insurance (as we know it) is 
unislamic (with my limited knowledge), so I be suprised if one would expect 
such a thing. The key with islamic banking is investor shares ur risk ( again 
limited knowledge)
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-----Original Message-----
From: Kiran K Karthikeyan <[email protected]>
Date: Thu, 8 Oct 2009 13:54:07 
To: <[email protected]>
Subject: Re: [silk] Kerala Government Initiative for creating
        investmentopportunities for Muslims

2009/10/8 <[email protected]>

> Co-existance of islamic ( this definition is gray area) with normal banking
> exists in some european countries, I believe there is even a few operating
> in US (according to report).
>

I'm aware of co-existence to the extent that they are available, but are
they also covered by regulations, deposit insurance etc.? Are there for
example, different capital adequacy norms for Islamic banking? And as I
understand it, any form of insurance is against Shari'a.

Kiran

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