> > Do they have bank accounts? > Most don't. Only the more 'affluent' ones do.
> Problems faced by them in opening bank accounts esp on KYC front > It is a big hassle to open accounts. Even a bank like SBI which says that it is 'A bank for every Indian' doesn't want to open accounts of low value. SBI even has a no-frills scheme for such people where the money deposited is insignificant. But the local branch managers do everything in their power to stop the low income people from opening the accounts. > How do they send money home? > I have seen bank transfers into some trusted person's account. So, most workers out of the village send the money to that person's account and then that person gives it to the local villagers. Do they have banks in their villages? > yes. SBI has a presence at most places. What type of person do you need to speak with- a worker or a person who works with them (NGO)? Surabhi
