[intentionally keeping the thread below untrimmed for context] Shyam (and others), would be interested in your thoughts on this approach.
http://www.wsj.com/articles/how-to-get-more-pleasure-out-of-retirement-spending-1473645961 Udhay On Mon, Sep 22, 2014 at 4:42 PM, Shyam Sunder <[email protected]> wrote: > Please tread carefully. > > I have, through my job, had the unique vantage point of helping people as > they think and plan for their retirement. The greatest trouble I have is > with people who want to retire early, and who haven't thought things > through. It is often hard for people who currently have "too much to do, > too little time" to fully appreciate how heavily time sits on your > shoulders when you have "too little to do, too much time." And finances are > important but not the most important thing. Much more important is to > figure out how you are going to fill your days. > > 1) Volunteering vs. charity - Organizations are happy to take your money, > but usually have issues with volunteers, especially know-it-all volunteers > who want to make a "significant impact" to the organizations they associate > with. Both sides get frustrated real fast. > > 2) Spending time with family - Think about the amount of time you > currently spend with your family, immediate and extended. Honestly, what do > you think is the appetite among them for X to become 10X? or even 2X? You > will never fully realize how grown up and independent your children and > grandchildren are. > > 3) Longevity - If you were to live a 100 years, and remember, it is not > really in your hands, for how many years will you be retired? Are you okay > with that? > > 4) Health - an idle mind is a devil's workshop (read hypochondriac.) > People who are mentally active tend to be significantly healthier that the > rest. > > So if someone is not only willing to have you around, but also pay you for > that privilege, walk away from that real slow. > > And sorry, but I should have started by introducing myself. Shyam Sunder, > Palghat Iyer, grew up in Chennai, spent ten years sailing oil tankers, then > ten years as a strategy consultant, and now ten years as a financial > planner. Waited for some time now for emails about Silk Smitha before it > dawned on me that perhaps was not the thrust of this group. And for those > who don't know who Silk Smitha was, your life is a little poorer as a > result. > > Warm regards > > Shyam > > -----Original Message----- > From: silklist [mailto:silklist-bounces+shyam.sunder=peakalpha.com@ > lists.hserus.net] On Behalf Of Sandhya aka Sandy > Sent: 22 September 2014 15:03 > To: [email protected] > Subject: [silk] To retire or not - that is the Q. > > Hello Folks > > At the brink of yet another huge restructure in my company, I'm beginning > to tire of it. Just a wee bit. Quite a lot, actually. While I no longer > look for logic in the actions of a big company, these restructures and > their ensuing impact are really getting old. And perhaps, so am I. :) > > So I had a long hard look at my financials and by overhauling my world, > retiring from corporate life is in the realm of possibility. Not retiring > from productive life - there are a million, zillion things I'd like to do > and I can probably consult as well. > > What do you think? Those who've been there, done that. Those who're > considering it and haven't yet taken the plunge. Those with feet planted > firmly on the ground. And any others in between. Thoughts, advice, comments? > > I may be a dreamer but I'm not the only one Sandhya > > > ------------------------ > Powered by BigRock.com > > > -- ((Udhay Shankar N)) ((udhay @ pobox.com)) ((www.digeratus.com))
