This is a wart.  It is on the outside of my first knuckle, is circular, about 3 
mm, has the typical "beaded" appearance of a wart.  It is not pigmented, nor is 
it rough, but it is definitely not scar tissue or a mole, either.  It is one of 
several on that hand, the rest being small, pinhead-sized, and in an irregular 
group on the heel of my hand.  I can't remember when they weren't there.

Liz