Hi Karl,

This statemtent intrigued me:   "...living a somewhat cash free life...".  

I've been exploring the idea of cash-free living for some time now, but I
don't know of anyone doing such a thing, so I'd like to talk to you about
it, if you're open to it.  Since this is way, WAY off topic, you can contact
me off-list if you'd like.

Thanks,
Ted