List,

The biggest threat to us are Trojan Horses,  which can insert a program to
monitor keystrokes, including your credit card numbers and all security
codes,  PIN numbers, and so forth.   The program then sends off your
no-longer confidential data to an e-mail of a bad person.    Say sayonara
to your credit rating.

This is a fact;  such programs are in use now.     A possibly protection?
Try


http://security1.norton.com/ssc/home.asp?langid=1033&venid=sym&plfid=10&pkj=ISMYDTKJBTVISBYWWYP



I tried this the other day to scan for Trojan Horses.   None found.   If
you are willing to trust Symantec corp.,  this may be a  good way to keep
clean.    I also found free software for the Mac;    the program is called
Agax.    Says my setup is clean.  I hope so.   I never had any problems --
not one -- until joining this list!    Since then I have had a terrible
crash,  and was lucky to be able to restore my lost data.

Be careful.


JBB




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