Hi Bill,
I know I have been quite busy this last week or so and would like a 
refresher as to when I remarked re "assets as the residual of bank-
financed expenditure.
Vic B

> Victor, you questioned some remarks I made regarding
> assets as the residual of bank-financed expenditure.
> 
> Think of it this way:  Say you purchase a house
> through a mortgage, which you pay-off over time.
> What remains is "equity."  If you were a business
> rather than a homeowner the story does not end there.
> That "equity" is expensed against continuing
> production as it depreciates which transfers costs to
> consumers without a corresponding disbursement of
> purchasing power.
> 
> Think of the firms sector as being divided into two
> departments:  the department manufacturing labor
> saving machines which they sell to the other firms,
> and the department of the other firms purchasing the
> labor saving machines.
> 
> With labor displacement, the firms purchasing the
> machines *prospectively* increase their profit by
> displacing labor, and the firms selling the machines
> *realize* profit as they sell the machines.
> 
> The realized profit is an offset to bank debt--which
> translates into increasing equity that does not exist
> in the form of money that is unencumbered in either
> the firms sector or in the hands of consumers.
> 
> It is a dilemma that cannot be resolved without the
> establishment of something like a national
> "macroeconomic" capital account, from which dividends
> may be paid--bringing the flow of purchasing power
> into equivalence to the flow of costs.
> 
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