Jessop, I'll just briefly touch upon your points for the moment as my time is severely constrained. But this is a continuing dialog.
1. Hoarding is not the problem. That is Gesellism, not social credit.
2. Interest is not the problem and indeed you will not find any statement to the effect that interest is the problem in Douglas. Many social crediters and fellow travelers (like yourself) have read it into Douglas because they can't see it any other way, which puts a biased spin on their interpretations that cloud and distort the specific reforms they promote and the actions they take.
3. Profit (in the most general sense) is part of the problem, but it isn't excessive profit but the falling rate of profit as is explained through A+B. That was no doubt inspired by Marx.
Because hoarding, interest and profit are not the problem per se, the problem can't be "class conflict" between those who hoard, receive interest or seek profit and the rest-of-us. It isn't us against them. It is all of us together but most of us don't realize it yet.
The problem is fundamentally the restrictive mindset (philosophy) that all and each of us individually share to a greater or lesser extent--the conspiracy.
Social credit is the path toward liberation from that mindset. We know it will be a long and difficult journey.
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