Well after a week of ignoring my calls and emails I finally got a response back from Progressive Insurance. And as I thought they want to total the car. Here is what the guy said in his message:
"I have the price of the parts, and we have completed an estimate and it appears your vehicle is a total loss." That is about all he said, didn't even bother to send numbers to go with that statement. But I have done my homework and don't see how they came to this conclusion. I took the car to two different body shops and they both gave the same estimate of $1500 to put the car back on the road. Then I looked up the value of the car on the NADA web site and they list my car at $3000. My insurance company (State Farm) values the car at $3000-$3500. Now according to Alabama state law if the cost of repairs exceeds 75% of the vehicles value then it is considered a total loss. From what I have found out there is no way they should total the car. Unless they over estimated the cost of repairs or under valued the car, or both. So I have to wait until tomorrow to get in touch with Progressive and find out what is going on. This whole time they have been telling me that they were going to repair the car, but never would answer any of my questions. Any thought on what I should do from here would be greatly appreciated. Thanks! Phillip 76' Spitfire 1500 (future unknown) [EMAIL PROTECTED] http://www.knology.net/~metaz /// [EMAIL PROTECTED] mailing list /// Send admin requests to [EMAIL PROTECTED] /// or try http://www.team.net/cgi-bin/majorcool /// Archives at http://www.team.net/archive /// Send list postings to [EMAIL PROTECTED] /// Edit your replies! If they include this trailer, they will NOT be sent.
