On Wed, 13 Apr 2011, Luke wrote:

I really don't like it either, but like I said, I have had more than one
accountant tell me this, and my current one prefers all his service
business clients use it.

I don't know about the US but I'm also in service business but never did
any cash accounting. It is neither typical nor useful because customers
just don't pay cash.

  Actually, cash vs. accrual accounting has nothing to do with whether the
invoice is paid with cash, check, or chickens. It's when the payment is
received and when you pay your vendors.

  Cash method. If you use the cash method of accounting, you record income
only when you receive cash from your customers. You record an expense only
when you write the check to the vendor. Most individuals use the cash method
for their personal finances because it's simpler and less time-consuming.
However, this method can distort your income and expenses, especially if you
extend credit to your customers, if you buy on credit from your suppliers,
or you keep an inventory of the products you sell.

  Accrual method. With the accrual method, you record income when the sale
occurs, whether it be the delivery of a product or the rendering of a
service on your part, regardless of when you get paid. You record an expense
when you receive goods or services, even though you may not pay for them
until later. The accrual method gives you a more accurate picture of your
financial situation than the cash method. This is because you record income
on the books when it is truly earned, and you record expenses when they are
incurred. Income earned in one period is accurately matched against the
expenses that correspond to that period, so you get a better picture of your
net profits for each period.

  In setting up L123 (and SL before it), I specified cash. Yet, I enter
vendor invoices when received even if I don't pay them until the end of the
month, and I enter a receivables transaction when I submit an invoice.
Balancing those transactions occur when I print payables checks and deposit
receivable checks so I suppose I actually use a hybrid method.

  Works for me.

Rich
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