If you've been unsure about which way to turn, the latest events should have
cleared up any lingering doubts.Until a short while ago, although most
Americans sensed — intuitively or personally — that something was amiss,
they couldn't be sure.


 We had a semblance of recovery in the U.S. economy. The stock market was
going up. And the Washington PR machine was working overtime to persuade us
that "everything's OK."


 So I can understand how this dichotomy — between what you feel and what
they're saying — could have created some confusion. Now, however, that
uncertainty is over, done, finished.


 Heck, even during the recent "recovery" phase, we knew that the economy was
running on just two cylinders: Government stimulus and some manufacturing.
But now, those two are ALSO grinding to a halt:


 *First, consider manufacturing: *The Philadelphia Fed's manufacturing index
just plunged 7.7 percent! That's not just a slowdown in production growth.
For the first time in more than a year, U.S. factory output is *actually
shrinking!*

*
*

*Second, government stimulus: *Federal money is running out, and no more
stimulus is forthcoming. Meanwhile, cities and states are swimming in so
much red ink, many are shutting down schools, fire stations and entire
police divisions.


 The laid off workers are in shock. They thought their government jobs were
secure. They never dreamed they'd find themselves on the unemployment lines.



 *Most economists are equally shocked. They had no clue that unemployment
would surge at this stage in the "recovery."
*

*
*

Case in point: Last week, among the 42 economists surveyed by Bloomberg, not
ONE predicted a large increase in new claims for jobless benefits. In fact,
week after week, most of the "experts" have been putting out projections
that the new claims were about to *decline.*

*
*

Instead, just the opposite has been happening! And last week, jobless
claimssurged
*again* — this time to 500,000, the worst in nine months.


 In other words, in addition to the millions of unemployed that have STILL
not found jobs — even a year or more after the last big dip in the economy —
a whole NEW crop of laid off workers are now flooding the government's
unemployment
offices.


 Those same economists also said personal bankruptcies were going to go
down. Wrong again! Bankruptcies are now surging by as much as 9 percent
every three months. That's an annualized increase of 36 percent per year!


 In fact, the last time we saw a plague of bankruptcies this big was in 2005
when hundreds of thousands hurriedly filed before the new, stricter
bankruptcy laws went into effect.


 *What to Do Now*

*
*

*First*,* *move most of your money to safe, short-term cash parking places.
Yes, I know — the yields stink. But in a sinking economy, the return OF your
money is far more important than the return ON your money.


*Second*, don't assume that every bank is safe or that the government can
fully bail you out no matter how many banks may fail. Do business strictly
with banks that have the resources to survive bad times even without
government aid.

*Safe Harbor Statement:*

*Some forward looking statements on projections, estimates, expectations &
outlook are included to enable a better comprehension of the Company
prospects. Actual results may, however, differ materially from those stated
on account of factors such as changes in government regulations, tax
regimes, economic developments within India and the countries within which
the Company conducts its business, exchange rate and interest rate
movements, impact of competing products and their pricing, product demand
and supply constraints.*
**
*Nothing in this article is, or should be construed as, investment advice.**
*

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-- 
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