Lanny, have you had a look at the safety protocol suggested by Nathan Johnson? 
It is available on the legacy website of PCIA on the bottom of the page 
http://www.pciaonline.org/testing. It actually operationalizes most of the 
issues you are raising. 
regards Christa
Am 12.03.2013 um 20:45 schrieb Lanny Henson <[email protected]>:

> I need liability insurance for an institutional size wood cooking stove that 
> I would like to market in the USA as well as outside the USA.
> 
> I need a list of stove hazards, problems and solutions for a presentation to 
> an insurance underwriter.
> 
> Is anyone else working on this? I have started a list and I would appreciate 
> your input and comments.
> 
> Lanny Henson
> 
> Hazards for Institutional Biomass Cooking Stoves
> 
> Hot surfaces that can cause burns
> Cook space air pollution
> Tip over
> Bump spill not steady footing
> Hot handles
> Over fire run away fire, out of control fire (batch burners)
> Hot coals spill out, roll out or puff out igniting combustibles.
> Flame containment, not enough distance to combustibles.
> Hot stove surfaces, not enough distance to combustibles.
> Structural integrity, falls apart, burns up, door fails, legs breaks off
> Sharp edges that can cut or scrape
> Sparks out the exhaust that could ignite combustibles
> Volume of fuel in a batch could be a factor. example 12 kg of wood in a wood 
> space heater verses 1 kg of wood in a cook stove. 12 kg has the potential to 
> do more harm than 1 kg.
> Pot spill from difficult access. Like lifting a pot from a sunken pot stove.
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