<http://blogs.reuters.com/felix-salmon/2010/11/09/the-force-placed-insurance-scandal/>

And the Dodd-Franks' financial regulation bill has restricted these sorts of 
shenanigans, a bill that the incoming Congress has vowed to destroy.

Loan servicing companies (those folks who manage your escrow account and pay 
your insurance and taxes while you have a mortgage, the 'ti' of 'piti' you pay 
every month.) let insurance lapse, so they can replace it with much higher-cost 
policies.

(in one case an $80,000 property had a $10,000 insurance policy)

This is what unregulated finance accomplishes: pervasive fraud.  

-- 
Bruce Johnson
University of Arizona
College of Pharmacy
Information Technology Group

Institutions do not have opinions, merely customs


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