<http://prospect.org/cs/articles?article=off_register>

"Out of the 6,100 documents [Guilford County, NC, County Registrar Jeff] 
Thigpen examined, 4,500 showed signature irregularities. The name of one DocX 
employee, Linda Green, who was acting as a vice president for several major 
banks, was forged 15 different ways on the Guilford County documents, rendering 
them invalid. Thigpen's investigation was one of the first systematic 
assessments of mortgage document fraud in the entire country, certainly more 
robust than anything conducted by state and federal regulators."

That's 73% of the mortgage transfer records in just that one county that are 
flat-out invalid; and this wasn't a county in the epicenter of the mortgage 
meltdown. No one knows what it looks like in places like Florida, Arizona and 
Nevada.

This is the other shoe waiting to drop: it's entirely possible that the 
*majority* of mortgages extant in the US are legally fubared. Who owns your 
house? Who holds your note? If the mortgages were transferred illegally, based 
on forged documents, that's fraud on a gargantuan scale. 

Good luck selling your home or refinancing your mortgage if no one knows who 
owns the damned thing. (or worse, more than one entity can claim to do so.)

-- 
Bruce Johnson
University of Arizona
College of Pharmacy
Information Technology Group

Institutions do not have opinions, merely customs


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