How do I set the default selection when I'm using html:options?

[Michael Lee]

 1) How do I set a default value in an html:select on an options list? I
need the default state to be the one loaded from the struts form.
It doesn't like this.

<html:select property="state" size="1" value="<%= state in ActionForm %>">
   <html:options name="allUnitedStates" labelName="allUnitedStates"/>
 </html:select>

thanks everyone,
Mike