What exactly is a ping and how does it work? I've noticed several other 
sites have this as well.

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Mortgage rates as low as 4.625% - Refinance $150,000 loan for $579 a month. 
Intro*Terms  
https://www2.nextag.com/goto.jsp?product=100000035&url=%2fst.jsp&tm=y&search=mortgage_text_links_88_h27f6&disc=y&vers=743&s=4056&p=5117



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