So... when my mother passed away a while back, I inherited a few (very few!) 
shares of stock.  The transfer was finally completed this past week and I got a 
notice from the investment services firm (BNY Mellon) holding the stock 
alerting me to the transfer.  The notice included an offer to access my account 
on-line.  I had never dealt with this firm before and in the paperwork relating 
to the transfer, all I included was the basic personal information (including 
Social Security number).  When setting up my on-line credentials, I was given 
the opportunity to authenticate via mail or on-line.  Being the impatient 
tech-geek that I am, I chose on-line, of course.  This where things got 
interesting...  I was presented with about a half dozen multiple choice 
questions about my children, vehicles I own, credit cards I use, etc.  The most 
alarming thing was that each multiple-choice question included at least on 
correct piece of personal information for me to choose from.  This is 
information I never provided to them.   They must have obtained it from the 
credit agencies - at least that is the only place I can think of that might be 
gathering this type of information.

This just goes to show that no matter how careful you are, there is a ton of 
personal information being held on you in cyberspace - probably more than you 
realize!

-TS

Thomas C. Steele
Technology Director
Manteno CUSD #5
250 N Poplar
Manteno, IL 60950
ph: (815)928-7006  fx: (815)468-6439

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