> sites.  Now that nearly everyone carries a phone that can be your
> hand-held-authenticator and/or receive text messages the old excuses
> of high cost and social acceptance are fading.

Two factor auth is indeed great and I am all in favor of adding more hoops for
an attacker to jump through. Don't forget that now we need to worry about the
security of the mobile phones on which we intend to receive the authentication
messages:

http://www.google.com/search?q=zeus+intercept+sms

Two-factor auth on phones is being attacked in the wild.

-- 
Tracy Reed
http://tracyreed.org

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