*Some sound advice from - Warren Buffet: *

We begin this New Year with dampened enthusiasm and dented optimism.

Our happiness is diluted and our peace is threatened by the
financial illness that has infected our families, organisations and nations.

Everyone is desperate to find a remedy that will cure their
financial illness and help them recover their financial health.

They expect the financial experts to provide them with remedies, forgetting
the fact that it is these experts who created this financial mess.

Every new year, I adopt a couple of old maxims as my beacons to guide
my future.

This self-prescribed therapy has ensured that with each passing year, I grow
wiser and not older.

This year, I invite you to tap into the financial wisdom of our
elders, along with me, and become financially wiser.

   - *Hard work :      All hard work brings profit; but mere talk leads only
   to poverty.*
   - *Laziness :         A sleeping lobster is carried away by the water
   current.*
   - *Earnings :         Never depend on a single source of income.*
   - *Spending :        If you buy things you don't need, you'll soon sell
   things you need.*
   - *Savings :           Don't save what is left after spending; Spend what
   is left after saving.*
   - *Borrowings :    The borrower becomes the lender's slave.*
   - *Accounting :     It's no use carrying an umbrella, if your shoes are
   leaking.*
   - *Auditing :          Beware of little expenses; a small leak can sink a
   large ship.*
   - *Risk-taking :     Never test the depth of the river with both feet.*
   - *Investment :    Don't put all your eggs in one basket*



I'm certain that those who have already been practicing these
principles remain financially healthy.

I'm equally confident that those who resolve to start practicing
these principles will quickly regain their financial health.


Let us become wiser and lead a happy, healthy, prosperous and peaceful life.

*Warren Buffet*























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