BANK LOCKER
 

Dear friends, 


About a fortnight back I went to the nearby State bank of India, whichwas 
earlier state bank of Hyderabad. While the bank branch  was opened in my area 
Madampakkam, I transferredthe accounts of my son and mine from TNagar and 
requested for a Locker.  Collecting 3 years rental in advance I was allotteda 
medium locker, since I was having a locker already in TNagar. 


Now the state bank of India isarranging  one fixed deposit lean with locker.So 
for the medium locker, the staff desired a new TDR for 20000-00 separately 
inPrincipal person’s name. New form of SBI to be filled up and signed in about 
15places by all operating persons. I gave on the spot my cheque and filled 
upform for fixed deposit. Somehow after three times checking for missing of 
signaturesand other details and  other supportingdocuments it was received by 
them. 


At that time itself I wasthinking of reposting of my earlierwrite up dated 
25-2-2010 about locker  with updating.   


Other than some interesting nostalgicincidents written  with humour 
andexaggeration  nothing serious is there  in this reposting.. 


Both ten years back ortoday, getting a locker is horse horn. 


Sincerely,

Gopala Krishnan 15 -09-2021

 

1. Consequences of Locker thinking

After my son’s marriage Idesired to rent a bank locker at Trivandrum(where I 
was at that time) sothat   my daughter in Law’s jewellery canbe kept safe if 
she desired  to keep somequantity with us before leaving  abroad.  I just 
intimated my son and daughter in Lawabout my intention. 


My son replied- Appa, we candeclare and take as much we require when we go, in 
one sentence. This put me tofurther dilemma whether in that case Locker was 
necessary?. He was not readyfor any further talks about it. He wanted 
everything as desired by daughter inLaw. 


However our daughter in Lawunderstanding my predicament came to me and said – 
“Appa we would have one here”.Till today she supports me in all predicaments. 


My wife all the while busywith kitchen preparation appeared on the scene 
hearing my daughter I Lawtalking to me. She enquired the subject matter. 
Daughter in law said – appa isasking about renting locker to us. She is very 
clever in her wordings. 


“Still sumangali prarthanainot over, you   have not gone visitingall relatives. 
You have to wear jewels and go, why appa is like this- He isalways in hurry. 
Hedoes not discuss things with me. 


 I will tell when all these are to be done.What is the hurry for all these 
now”? 


Withdrawing to kitchen mywife made a comment to sambandhi mami, but for my 
special hearing.  I have gone with Raji (Close friend) and Ihave seen her 
keeping all silver vessels too in the Locker. Appa thinks he onlyknows all 
these things. If we take bigger locker silver items also can be kept. 


I am sure while seeing theBank manager and Accountant of SBH during marriage, 
appa has already discussedall these things and rented one small locker already. 


 Now he is making an eye wash. Don’t I know how he might  deal  with things, 
after living for thirty yearswith him? 


2. Bank manager and accountant attending marriage 

 For my son’s the marriage,the auditorium arranged was just opposite to the 
SBH. In fact the manager ofthe bank was younger brother of one of my colleagues 
in the Trivandrum TrainingCentre. This colleague got an NRE account for my son 
in the bank. Being mycolleague’s brother he too became close. On that account I 
invited them for themarriage and they too attended. Though I had never 
discussed anything of lockerearlier with them, I knewvery well I would fail if 
I try to prove my innocence.

 3. Locker- a very scarce commodity

 After coming to my office Icalled my Asst Engineer and very close friend Sasi 
expert in financial mattersand financially sound above  GM, by inheritedwealth 
of his wife. I just opened the topic about locker. He smiled and told heis 
having a locker with State Bank of India near his house at Kowdiar. From him 
for the first time I  under stood it is not so easy to get bank locker. 

>From him I understood mostof the banks have nil capacity for allotment. He 
>explained me in soft words itis horse horn. I well understood he is helpless 
>in the matter. However I wassure he would better think than me. 


 I frantically thought why I opened the topicwith son and daughter in Law(newly 
wedded) without having basic informationabout this horse horn. My worry started 
what would be my predicament if I mightnot succeed in getting a locker. 


4. Assistant Engineer calls on me again

 After one hour he came to mewith some files for approval. With a smiling face 
he started Locker topic. Ithought he would have spoke to his bank and got some 
good news to me. I putdownall files and started listening him. 


5. Asst engineer suggestion

 My happiness became very lesswhen I understood he was  going to putforth some 
suggestions. He had two suggestions. One was to discuss with bankwhere I am 
having my fixed deposits. They may favour sometime. The other, he askedme to 
call the bank manger of SBH known to me by going over to the bank and 
request.He felt some good solutions might come. He insisted not to talk on 
phone. 


6. I visited  Bank of India  manager

 My maximum deposits werewith the bank close my residence at Trivandrum. The 
reason was my wife couldimmediately go on receiving my son’s drafts (?) sent 
from abroad trough post anddeposit immediately. 


I took half a day leavestarted my search for the horse horn. I called on the 
bank manger. I was underthe impression all the banks would have locker 
facility. The bank manger foundmy appearance unusual and asked the matter. He 
knows I was a caller only onSaturdays.  I formally enquired sometimeshe could 
not attend my son’s marriage due to busy.  


7. A bad beginning?

 He replied – Sir, You werevery much engaged. I just came for Muhurtha and 
returned. How do we miss your son’smarriage? 


I recollected a scene from aBalachandra menon’s film Prasnamgurutharam in which 
Premnazir appear as a failing medicalrepresentative and Jayabharathi as a 
doctor, and I was like Nazir on the scene. 


I recollected the incidentsduring my son’s marriage. My two GMs could come 
exactly 5 minutes beforemuhurtha and with all arrangements told, my daughter 
could somehow get them twoseats among ladies, vacating her two friends. They 
could be served only in thethird panthi, that too my son in Law and daughter 
occupied two seats and laterI took the GMs…. Acommon situation in Trivandrum 
marriages. 

 I slowly put forth   the requirement of a locker. With a smilingface he said- 
Surely sir after OUR SHIFTING to new premises. In the new premises we would 
behaving locker. Here there is no space you see.. . I enquired which building 
thebank would be shifting.  He intimated itis under finalising. 


Thanking him I went to my home,to have afternoon meals.  I thoughthaving come 
close I could better have meals with hot dishes. 


8. What- you have forgot?

 I came to home and told Ihave forgotten to take some files in the morning. I 
could not tell my wife Icame to the bank. After meals I started back with the 
only bulky file availablein the home. It felt very much heavy after the meals. 
I cursed myself why Itold for taking file . 


9. Calling on state bank of India   


Once while coming from SoudiArabia , my son  had brought his money asRials( 
Soudi currency)  . Next day hewanted to change it to Indian currency . My 
nearest  bank manger intimated that   I could either change it in Airport 
orthrough  state bank of India  showing passport and visa.   Thinking airport 
is far, I took my son to statebank of India. The manager welcomed, collected 
the money in  rials on deposit opening a NRE account. Hesaid it would l get 
converted and debited as Indian money in a week’stime. 

 My son blamed me- a fifteenminutes travel would have got cash in  hand. Now no 
rials   with meor Indian rupees . 

 I asked him, how much money herequired? I would  bring in the evening.He told 
not a question of money, but my thinking. … However on that account we couldget 
one more NRE account   with SBI somewhateasily. Now he transfers  his money 
savingsmostly to this account 


I went to the SBI beforegoing to office. Fortunately the familiar bank manger  
was relaxing after meals. I felt surely he would help me. I put forth my 
request. He too smiled and replied, all the lockers arefull and he is not able 
to getone more unit since scarcity of space . He too said the bank isproposing 
a shift and in the new premises he might surely allot  me one.   


Now I recollected- My AE  Sasi’s advice – Go to the bank manager  who is 
brother of my colleague in trainingcentre.  By the time it was about 4 PMand I 
again went to the office to attend works. Sasi came to me with a smile.He was 
better in understanding my feelings. Sir, tomorrow morning you go to SBHbank 
after worshipping our Pazhavangadi Ganapathi. 


10  Prayer to PazhavangadiGanapthi

 SBH  though a nationalised banks still it was asmall branch. I was doubtful 
whether they may have locker facility at all fromthe above experience. After 
prayer to Pazhavangadi Ganapathi I went to thebank. 


My wife had  scheduled to perform sumangali prarthana and I was an unwanted 
person  there and now too on such occasions shedesires my absence.  


I went to the manger and putforth the requirement. I was better in putting 
forth my mind in a differentfashion. I just toldhim, when thinking of a bank 
locker, he and their bank only came to my mindin the Jeyaram fashion ( Actor 
Jeyaram is a relative of my co-brother). I didnot worry much since I know I am 
neither Yudhistira or Harichandra at alltimes. 


 I once again affirmed in my mind immediately Iwould  throw Vedalai(coconut) 
atPazhavangadi if a locker was allotted. 


11. Bank  manger Astonish me 


He said he has got two orthree lockers spare. Since he is going on leave he 
would allot and go. I felt Iam raised 2 feet up from the seat. He asked 
immediately to ask my son and daughter in law to come forsigning papers.

 12. I call my son

 Immediately I called my sonthinking better I can explain him and intimate the 
urgency. Before I could sayanything   he said he is taking video ofthe 
sumangali parthanai  and kept thephone. 


Again I called and now mywife answered the phone. She too said my daughter in 
law is partaking and shehas attended phone in between proceedings and asked me- 
You have  no work inoffice?. Let the function continue-Do not call and disturb.

 13. Manager understood the situation

 He took out all the forms ,filled up and asked me to sign and handed over to 
accountant. He told me thataccountant would assist in allotting the locker and 
completing formalities andleft . I again called and this time asked for 
daughter in Law. She hadcompleted the participation and sumangali’s were to 
leave after the function. Itold her that  I got a locker now in SBH andwaiting 
for signature of herself and son . She may come with her jewels in Taxi. 


My son exclaimed- why appais not telling he is in the bank and doing all these 
things. All the while Iwas idling after taking video.  I saidbetter I wanted to 
tell it as surprise. What more I can say? 


 My son immediately got a taxi and both came tobank. The accountant showed the 
three spare lockers and one with desired numberallotted to us. 


14. First time foolishness 

 We all were  new to locker operation. The accountantopened the locker after 
our key in position and asked us to keep our items andleft. I just thought we 
canopen and close any number of times with our key.

 Before placing the jewels Ilocked and alas I could not open. I told my son and 
daughter in Law- seesomething wrong with the locker. It is not opening 
.Fortunately we did not kept jewels. 

 I went to accountant andsaid, some problem, it is not opening after closing. 


The accountant explained,sir, once locked again I have to open and then only 
you can. You can only LOCK andnot OPEN again.

 He again opened it as aspecial case and we kept jewels in locker and with 
locker key came back in Taxito home  and on the way itself offeredVedalai to 
Pazhavangadi Ganapathi . I was specific I should bring safely thekey, put it up 
with key chain and keep safe. Knowing well my Munjagrathai Muthanna nature, my 
son just told daughterin Law, appa is always like this. My daughter in Law 
replied – My appa too. 

 

15. Paatti (Grand mother)has not seen jewels

 This would have been thepleasing end. But in the home my wife made the 
comment- my mother has not seenall the jewels. Why the hurry? After getting 
locker, for sasthram, she wouldhave kept one jewel. None of you discuss with 
me. 


16. Nanum Rajiyum…. 


Normally supporting my wife,this time my son sarcastically remarked- “Nanum 
Rajiyum koodae ponappo…”  it took minutes to control laugh of all. Sheas usual 
concluded- Appa pidivasi- nenachakaryam appo sadhikkunam.(Father isadamant and 
wants things done as he desires) We all purposely avoided our lockerclosing 
foolishness to avoid another :Nanum Rajiyum… 


17. Jnan parajilae sir

 In the happy mood  of getting the horse horn, I called Sasi – Withouthearing 
me he said- Jnan Paranjillae sir Pazhavangadiyail Thenga Udaikkan…Ellam 
sariyakumennu…. (By offering coconut to Vigneswara  things would get 
accomplished). 


18. Factual part

 Later when I came from  Trivandrum to Chennai  in 2004 end after retirement , 
SBH manager atTrivandrum gave me a letter, I opened a new account with SBH 
Chennai T Nagar  based on the letter from Trivandrum and a lockeralso. 
Afterwards  we closed the locker atTrivandrum and transferred the proceeds of 
the accounts to Chennai T Nagar branch.As such I did not felt the horse horn 
problem at Chennai. 


On opening Mdampakkam Branch, I got a locker here

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