Every bank has such methods apart from big operative industries; but
safety levels do increase but hackers are cleverer; you may land on a
deceptive APP SBI sooner. There are soft tokens introduced by banks like
IDBI. All systems are only a trouble for you in dilating the process. Best
as far as banks are concerned to have a small needed balance transferred
from a rare amount and do online so that even if hacked few rupees only
will be wiped out. SBI system is far better than other banks. KR IRS 161224

---------- Forwarded message ---------
From: Rangarajan T.N.C. <[email protected]>
Date: Mon, 16 Dec 2024 at 08:56
Subject: sbi authentication app for safety
To:


https://www.makeuseof.com/why-sms-2fa-insecure/?

After seeing this I found that SBI has an authentication app

https://play.google.com/store/apps/details?id=com.sbi.SBISecure&pcampaignid=web_share

   The SBI Secure OTP app is a tool that generates one-time passwords
   (OTPs) for verifying online banking transactions made through the State
   Bank of India's (SBI) Yono Lite app and SBI Internet Banking:
   - *How to use*
      To use the app, you must register with your INB credentials. You can
      download the app from the Google Play Store or Apple App Store.
      1.

   2. *Registration process*
   To register, you can:
      1. Open the app and enter your username
      1.
   2. Select SIM 1 or SIM 2
   2.
   3. Click Proceed to send an SMS with a unique code to your pre-defined
   number
   3.
   4. Enter the password and click Proceed
   4.
   5. Accept the Terms & Conditions and click Ok
   5.
   6. Enter the OTP received and set an MPIN
   6.
   7. An activation code will be sent to your registered mobile number
   7.
   8. Log in to OnlineSBI to complete the activation

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