KR:       review and correction of the statements:

Venus is the only planet to spin clockwise: This is a fact that many people
don't know.

KR: Partly true. Venus has a retrograde rotation (spins in the opposite
direction to most planets), which means it spins clockwise when viewed from
above its north pole. However, this doesn't mean it’s the only planet that
rotates this way (Uranus also has a retrograde rotation).

The River Nile is the longest river in the world: The River Nile is 6,853
kilometres long and its water is shared by 11 countries.

KR: Disputed. While the Nile was traditionally considered the longest
river, the Amazon River in South America is now considered by some to be
longer, depending on the source measurements.

People say "BLESS YOU" when one sneezes because when one sneezes, the heart
stops for a millisecond. The heart doesn’t stop completely but may slow
down or skip a beat. But it has nothing to worry about.



KR: False. The idea that the heart stops during a sneeze is a myth.
Sneezing may cause a temporary change in heart rate, but the heart doesn’t
stop.

Each king in a deck of playing cards represents a great king from history.
Clubs - Alexander the Great, Spades - King David, Diamonds - Julius Caesar,
Hearts - Charlemagne.

KR: Myth. There’s no historical evidence supporting this claim. The kings
in a deck of cards don’t directly represent these historical figures,
though some theories and associations have been suggested.

What do bulletproof vests, fire escapes, windshield wipers, and laser
printers all have in common? The only common thing is that all are invented
by women.

KR: True. All of these inventions were made by women:

Bulletproof vest: Stephanie Kwolek

Fire escape: Anna Connelly

Windshield wipers: Mary Anderson

Laser printer: Carolyn P. H.

xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx

KR:    review and fact-checking of the statements:

Wearing a TIE can reduce blood flow to the brain by 7.5 percent. A study in
2018 found that wearing a necktie can reduce the blood flow to the brain by
up to 7.5 percent, which can make one feel dizzy, nauseous, and cause
headaches. They can also increase the pressure in the eyes if it is too
tight and are great at carrying germs.

KR: Partly true. A study did suggest that tight neckties can impede blood
flow to the brain, potentially causing discomfort. However, the percentage
reduction in blood flow is disputed, and the extent of discomfort varies
between individuals. It’s also true that neckties can harbour bacteria if
not cleaned regularly.

Mount Everest isn't the tallest mountain on Earth… 8.8 km.

KR: False. Mount Everest (8,848.86 meters) is generally considered the
tallest mountain on Earth. However, there are some alternative measurements
of other mountains, like Mauna Kea in Hawaii, which, if measured from base
(underwater), is taller, but Everest holds the title when measured from sea
level.

Football teams wearing RED kits play better.

KR: Partly true. There have been studies suggesting that teams wearing red
may have a psychological advantage, as red is associated with power,
aggression, and dominance. However, this effect is debated, and other
factors, like skill and strategy, play a much larger role in performance.

Your signature could reveal personality traits. A study in 2016 purports
that among men, a larger signature correlates with higher social bravado
and, among women, a bigger signature correlates with narcissistic traits.

KR:  Partly true. Some studies in graphology (the study of handwriting)
claim to link certain signature styles to personality traits, but this area
is controversial, and scientific support is limited. The connection is not
universally accepted.

xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx

 K  Rajaram IRS  22125

---------- Forwarded message ---------
From: 'venkat giri' via iyer123 <[email protected]>
Date: Wed, 22 Jan 2025 at 08:34
Subject: Re: [iyer123] CULTURAL QA 01-2025-21
To: [email protected] <[email protected]>


*Respected Sir/s,*

*SUBJECT**: CULTURAL QA** 01-2025-21*

*Q1:  What are some wonderful facts?*

*A1:* *Here are some WONDERFUL/INTERESTING facts:*

·       *Cows have best friends: Cows are considered sacred in India and
have been part of rituals since the 4th century BC. *

·       *Dolphins have names for each other: Dolphins are social creatures
that live in pods and have names for each other. *

·       *Sharks have a sixth sense: Sharks have an organ called the **ampullae
**of Lorenzini that allows them to sense electrical stimuli. *

·       *The moon has moonquakes: The moon experiences quakes called
moonquakes, which are caused by the Earth's gravitational pull. *

·       *The average person blinks 14 to 17 times per minute: This is a
common fact that most people know. *

·       *The sun is much larger than the moon: The sun is about 400 times
larger than the moon**. *

·       *Venus is the only planet to spin clockwise: This is a fact that
many people don't know. *

·       *Honey never spoils: Honey is a food that doesn't spoil. *

·       *The International Space Station orbits Earth every 90 minutes: The
International Space Station orbits Earth every 90 minutes. *

·       *The River Nile is the longest river in the world: The River Nile
is 6,853 kilometres long and its water is shared by 11 countries.*

·       *"I Am" is the shortest complete sentence in the English language.*

·       *The most common name in the world is **Mohammed.*

·       *Minus 40 degrees Celsius is exactly the same as minus 40 degrees
Fahrenheit.*

·        *Indeed true, Celsius and Fahrenheit are two different temperature
scales. The Fahrenheit and Celsius intersect at one point and they equal at
-40 °C and -40 °F.*

·        *Chocolate can kill dogs, as it contains Theo bromine, which
affects their heart and nervous system.*

·        *Women blink nearly twice as much as men! This is pure myth! Blink
rates are pretty identical of both the sexes. Scientists have suggested
that the interval between blink is nearly about 2-10 seconds so an average
person blinks about 10 times per minute.*

*Another interesting fact is that, we blink less frequently **if our eyes
are focused on one thing.**  While reading, one will blink three times per
minute because while reading one is much focused.*

·        *People say **"BLESS YOU "* *when one **sneezes** because **when
one sneezes, **heart** stops for a millisecond.** Heart doesn’t stop
completely but, it may slow down or skip a beat. But it has nothing to
worry about.*

·        *The "**sixth sick sheik's sixth sheep's sick" is said to be the
toughest tongue twister in the English language. This tongue twister is
considered as the toughest one to say by the Guiness Book of Records, *

·        *"Rhythm" **is 7; letter the longest English word without a vowel.*

·        *Each king in a deck of playing cards represents a great king from
history**. Clubs* *- Alexander the Great,*

*Spades* *- King David,** Diamonds **- **Julius Caesar **Hearts **- *
*Charlemagne*

·        *What do bullet proof vests, **fire escapes, windshield wipers and
Laser printers all have in common?       The only common thing is that all
are invented by woman.*

*Q2:  What are some interesting random facts?*

*A2:*

*1.       **Australia is wider than the moon*

*2.       **Laughter burns calories. **A hearty laugh for 10 to 15 minutes
can burn up to **40 **calories.*

*3.       **Tigers have striped skin.*

*4.       **A CLOUD **weighs around a million tonnes. A cloud typically has
a **volume** of around **1km3 and a density of around 1.003kg per m3 –
that's a density that’s around 0.4 per cent lower than the air surrounding
it (this is how they are able to float).*

*5.       **Identical twins don’t have the same fingerprints.*

*6.        **Wearing a **TIE** can reduce blood flow to the brain by 7.5
per cent. **A study in 2018 found that **wearing a necktie can reduce the
blood flow to brain by up **to 7.5 per cent,** which can make one feel
dizzy, nauseous, and cause headaches. They can also increase the pressure
in the eyes if it is  **too tight* *and **are great at carrying germs.*

*7.       **Mount Everest isn't the tallest mountain on Earth….**8.8km**.*

*8.       **Football teams wearing **RED** kits play better. The colour of
your clothes can affect how you’re perceived by others and change how you
feel. A review of football matches in the last **55 years, **for** example,
showed that teams wearing a **RED** kit **consistently played better in
home matches* *than** teams in any other colour.*

*9.       **Your signature could reveal personality traits**. A study in
2016 purports that among men, **a larger signature correlates with higher
social bravado **and**, among women, a bigger signature correlates with
narcissistic traits.*

*10.   **Bananas are radioactive**. Due to being rich in **potassium**,**
every banana is actually slightly radioactive thanks to containing the
natural isotope potassium-40. *

*Q4:* * What animals can kill a lion in one to one confrontation?*

*A4*: Several animals can kill a lion in a one-on-one confrontation
like i*Siberian
tiger,* *Gorilla,* *Hyenas**,* *Hippopotamus,* *Nile crocodile,* *Rhino and*
*Ostrich,*

*Q5: What is the difference between write off and loan waiver?*

*A5:* *The most prominent difference between write-off and waive-off is
that the former..* *Write-off**… is an action taken by the lender when
recovery of a loan is unlikely, while the latter…* *waive-off** ..**Is a *
*relief** given by the lender and the government!!!    In the case of a
loan waive-off, borrowers are no longer obligated to repay their debt.*

*Regards*

*V.Sridharan*

*Trichy*


On Tuesday 21 January, 2025 at 08:28:40 pm IST, Gopala Krishnan <
[email protected]> wrote:


CULTURAL QA 01-2025-21

SIMPLE BRIEF QA –BASE QUORA QA –COMPILED

Q1            What are some wonderful facts?

A1            Sushil R Salimath,6y

All the electric appliances (fans, lights) in rail coaches function at 110
volts instead of the Indian standard 220 volts. It is a very effective
counter-measure against thieves!

Despite it being .01 times the size of Russia more people live in
Bangladesh than Russia.

Ever wondered how can you fall asleep so easily while travelling by train?
Because, the coaches are designed with a resonance frequency of suspension
of 1.2 Hz, this is the same frequency that the human body is most
comfortable with.

Louis XIX was the king of France for just 20 minutes, the shortest ever
reign.

    Due to a printing error, there was a word in the English dictionary
from 1932 to 1940 which didn’t have a meaning. The word was ‘Dord’ and it
became known as ‘ghost word’.

English is the official language of the sky! It doesn’t matter which
country they are from, all pilots speak in English on international flights.

Q2            What are some interesting random facts?

A2            Pritesh Soni, Studied at Sinhgad College of Engineering,
Pune6y

Top 4 most expensive liquids on earth:

No, it's not liquor but 1.Scorpion Venom

$39000000 per gallon

Scorpions use their venom to kill or paralyse their prey and as a defence
against predators. Of the thousands of species of scorpion only 25 have
venom that is deadly to humans.

Why the high price? Protein in the venom can be used for the treatment of
conditions such as rheumatoid arthritis, inflammatory bowel disease, and
multiple sclerosis.

2.King Cobra Venom-$153000 per gallon

One bite and pretty soon the victim suffers from symptoms including blurred
vision, vertigo drowsiness and paralysis before falling into a coma. Death
soon follows due to respiratory failure. It’s not all bad, though cobra
venom has been used for many years to treat pain. It was once even thought
to be an aphrodisiac.

3.LSD-$123000 per gallon

LSD or Lysergic acid diethylamide fuelled the psychedelic-sixties. You
wouldn’t normally buy it by the gallon unless you wanted to give a small
country hallucinations for a month. In fact a gallon of LSD would be enough
to send about 55000 people on the trip of their lifetime.

4.Mercury-$3400 per gallon

Mercury is a liquid metal which was traditionally used in medicine and the
production of thermometers. Due to the element’s toxic effects,
alternatives are now used. Mercury is the only metal that is in liquid
state in room temperature.

Q3            What are some interesting facts?

A3            Alen Babu Idicula, Lives in Dubai, United Arab Emirates
(2019–present)Updated 6y

The BLUE part of ERASER !

Ask anyone why there's a blue part on your eraser,and they'll probably say
that it's to remove penmarks. But this isn't quite true. It was originally
intended to remove markings from thick paper.

The red part can often leave traces of what was written behind on the
paper, whereas the bluepart generally gets rid of everything. Producers of
erasers soon found that people didn't quite understand its true purpose,
and so they started promoting the use of the blue part of the eraser for
its new-found purpose of removing pen marks. *They even went so far as to
sometimes label it with the image of a pen*.

2. Cylinder in Laptop's Power Cable

You've almost certainly noticed this little thing when using a laptop. This
small but very important device is called a ferrite bead. It suppresses
high frequency noise in electronic circuits.



3. Holes in the Pen Caps

The opinion is widespread that the hole at the top of the pen caps on
ballpoint pens is meant to allow air to flow through to the lungs if it
gets lodged in a person's throat. This isn't quite the case.

If anything gets stuck in someones trachea,it will cause the mucous
membrane to swell in reaction. This gap helps prevent the cap from getting
absorbed into the membrane.

4. Remote Car Keys

If a remote key is pressed 256 times when the car is not in range, Then the
key will stop working.

My note- If pressed more times key will stop functioning in a few years.

5. Gauges Arrow

The arrow beside the gas gauge indicates which side the of the car is your
tank cap lies.

6. Keyboard Bumps

The small bumps on the F and J keys on a keyboard are made to help you find
the home keys. In fact, pro typists are required to keep their index
fingers on these keys at all times to clock fast typing speeds. ie, *without
looking you should be able to feel the correct position your left index
finger on the F and the right index finger on the J by locating the small
bumps.*

Once you're hands on in the home row,you should be able to locate the
remainder of the keys on the keyboard.

7. Miniature Pocket and Rivets on Jeans

The smallest pocket in your jeans could barely fit your finger and that's
because it was originally meant for a pocket watch.

As for the rivets, they look like pointless buttons but they're actually
there to reinforce the seams of the pockets. Pockets are vulnerable to rips
so this greatly improves the item's endurance.

8. The Tiny Hole in Airplane Windows

If you see a tiny hole in your window while flying, don't panic. The hole
is there to regulate the amount of pressure that passes between the inner
and outer panes.

9. Expiry Date of Bottled Water

The expiry date is only for the plastic bottles not for the water and it's
still potable.But unfortunately the plastic will eventually start leaching
chemicals into the water

Q4            What animals can kill a lion in one to one confrontation?

A4            Cesar Alcaraz,Animal lover7mo

Not that many, but there are some animals that live alongside the lion that
can defeat a grown lion/Panthera leo

African Bush Elephant/Loxodonta africana

This one is a no brainer, these are the largest terrestrial animals in the
world, they weigh over 6 tons and are equipped with tusks that can pierce
even a buffalo. Lions tread cautiously around elephants for good reasons,
an elephant poses a threat to an entire pride of lion, a lone male would be
stomped to death.

Human/Homo sapiens

Another no brainer, humans, while lacking any natural weapons, more than
make up for it with their high intelligence and their ability to form
tools/weapons from the surrounding environment, this has enabled them to
dominate the globe unlike any other mammal. Poachers are considered a
threat to lions for the very factor of possessing hunting rifles.

White Rhinoceros/Ceratotherium simum

Rhinos are basically mini tanks, white rhinos in particular are the largest
rhinos in the world, capable of weighing over 5,000 Ibs. Lions rarely
target bull rhinos, there’s a good chance that a rhino would make a point
with its… point.

Black Rhinoceros/Diceros bicornis

A bit smaller than the white rhino, still defeats the lion for the same
reasons as the above.

Common Hippopotamus/Hippopotamus amphibius

Hippos are one of the deadliest animals on Africa, their bad temper has
given them a notorious reputation among Africa’s wildlife, and lions are no
exception, their massive bull and weight would spell doom for any lion, not
to mention… the TUSKS.

Nile Crocodile/Crocodylus niloticus

The Nile Crocodile is the 2nd largest extant reptile in the world (behind
the Saltwater Crocodile). They can exceed the size of a lion, capable of
being over 10 feet on average and weigh nearly a ton. On water, the croc’s
fierce bite force and ability to cruise the water will give it an edge over
a lion.

Giraffe/Giraffa camelopardalis

The tallest living terrestrial animal on the planet, they tower over any
lion. Giraffes can deliver powerful kicks that could prove fatal to a lion,
best case scenario for a lion is that it’s left immobilized.

African Cape Buffalo/Syncerus caffer

These last 2 are the least likely do defeat a lion in a fight as they
regularly get hunted by lions. However, they’re still large enough to
potentially kill a lion with their horns, a lone lion without its pride
might be in danger.

Q5            What is the difference between write off and loan waiver?

A5            Tata Capital, Updated Dec 11

A loan write-off and a loan waiver are two distinct financial measures used
by lenders, yet they serve different purposes and have varying implications
for borrowers.

A loan write-off occurs when a lender decides to classify a loan as a loss
on its financial records, recognizing that the *repayment is unlikely*.
This is primarily an accounting decision that helps clean up the lender's
balance sheet. However, it does not absolve the borrower of their repayment
obligation. The lender may still pursue recovery efforts through legal
actions, negotiations, or asset seizures. Essentially, a write-off reflects
the lender's acknowledgment that the loan may not be recoverable within a
specified timeframe, but it doesn't eliminate the borrower's debt.

On the other hand, a loan waiver is a complete cancellation of the
borrower’s repayment responsibility. This is typically implemented as part
of a policy or a relief measure, often by governments or financial
institutions, to support borrowers facing extreme financial hardship. Loan
waivers are common in contexts such as agricultural loans or during
widespread economic crises, where the intention is to provide immediate
financial relief and enable borrowers to regain stability. Unlike a
write-off, a waiver legally and financially eliminates the borrower’s
obligation to repay.

The fundamental difference lies in the borrower’s responsibility
post-action. While a write-off is a financial housekeeping exercise that
retains the debt on the borrower’s end, a waiver removes the debt entirely.

Both measures, though helpful in specific scenarios, have broader
implications for credit discipline, financial institutions' health, and
economic stability. Understanding these nuances is crucial for borrowers
and financial professionals alike. For further insights, explore the
detailed blog here.

Gopalakrishnan 21-1-2025

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