“Karagre Vasate Lakshmi” is a morning shloka that is usually recited in
Hindu households after waking up in the morning. The shloka is dedicated to
Goddess Lakshmi, who is considered the deity of wealth, prosperity, and
abundance.
कराग्रे वसते लक्ष्मीः करमध्ये सरस्वती ।
करमूले तु गोविन्दः प्रभाते करदर्शनम् ॥
karāgre vasate lakṣmīḥ karamadhye sarasvatī ।
karamūle tu govindaḥ prabhāte karadarśanam ॥
Lakshmi ji resides at the top of the hand.
Mother Saraswati resides in the middle of the hand.
Shri Bhagwan Govind resides in the lower part of the hand.
Every morning we should have darshan in our hand.
Karagre Vasate Lakshmi: The word “Karagre” means “at the tip of the hand,”
and “Vasate” means “resides.” Therefore, this line means “Goddess Lakshmi
resides at the tip of my hand.”
Kar-madhye Saraswati: “Kar-madhye” means “in the middle of the hand,” and
“Saraswati” refers to the goddess of knowledge and wisdom. Thus, this line
indicates that Goddess Saraswati resides in the middle of the hand.
karamule Tu Govindah: At the base of the hands, that is, in the lower part,
resides Lord Govinda (Shri Krishna).
Prabhate Kara Darshanam: “Prabhate” means “in the morning,” and “Kara
Darshanam” means “seeing the hand.” This line indicates that one should
look at their hands in the morning and think about the presence of the
goddesses.
Benefits of Morning Mantra Shloka Invoking the blessings of Goddess
Lakshmi, Saraswati, and Gauri to bring wealth, knowledge, and wisdom.
Setting a positive and auspicious tone for the day ahead.
Focusing the mind and bringing clarity and concentration to one’s tasks.
Recognizing the divine presence in oneself and the world around us.
{IT IS AVAILABLE FROM BOTH SKANDA AND VISHNU PURANAM} This morning
prayer is also called “karadarshana”. One begins the day with this prayer.
“Kara” means the palm of the hand and it stands for the five karmendriyas,
or the organs of action. While looking at the palm, one invokes the Lord in
the form of Lakshmi, Saraswati and Gauri, thus sanctifying all the actions
that will be done during the day. By acknowledging the Lord as the giver of
the capacity to perform actions and as the giver of the fruits of those
actions, one sanctifies the actions. Thus, one prays in the morning to
reinforce the attitude that all actions are performed as a service to the
Lord. For a beautiful explanation of this important shlokam please read on.
Significance of this Shlokam – by Pujya Swami Paramarthananda
In our tradition, we are supposed to get up early in the morning and offer
our prayers to the Lord. There is one very important and significant prayer
for mornings. This is the well-known “karaagre vasate Lakshmi”, “kara
madhye Saraswati” and “kara moole sthitaa Gauri” – prabhaate kara
darshanam. Look at your hands, for Lakshmi resides in the tip of the hand,
in the middle there is Saraswati, and at the root/base is “Durga” or
“Gauri”. When you look at the hands, pray sincerely to Lakshmi, Saraswati
and Durga. One needs to remember and invoke the grace of all these three
deities. There are two reasons to worship them: (1) They are the spouses or
consorts of the three murtis (Vishnu, Brahma, Shiva); and (2) These deities
represent three very important Shaktis or powers (resources). Durga Devi
represents our health, especially important as we are growing old. Lakshmi
Devi represents wealth and good values. Saraswati Devi represents “wisdom”
or “knowledge”.
These three basic resources are required by every one of us: health,
wealth, and knowledge. When we have them, we don’t know their value and
take them for granted. Only when we are deprived of any one of them, we
discover the value of that particular resource. Therefore, all the three
are equally important. When we are sick, we think that health is the most
important. In poverty, we feel that wealth is the most important. So, when
we are deprived of whichever of the three, we conclude that it is the most
vital for living. Actually, there is no picking order and if we give
weightage, each would score 33.33%! Health, wealth, and knowledge are
necessary for survival, for success in our ventures, and life itself. Hence
our Sastraas recommend that we remember these three resources every day.
In our tradition, we talk of two navaratris – one is called Vasanta
(Spring) Navaratri and another is Sarada (Autumn) Navaratri. During
navaratri, we exclusively worship Durga for three days, Lakshmi for three
days, and Saraswati for three days. If we invoke the grace of these three
shaktis, then what follows? The tenth day is called “Vijayadasami” or
victory. The Vedic way of victory is Shakti Samyam – all the three
resources must be there and they must be in balance. Otherwise, life will
be a failure. Therefore, let us start the New Year by invoking these
deities and every day too. The scriptures say that we must ask for two
types of favors from each deity – two types of health, two types of wealth,
and two types of knowledge.
What are the two types of health we must pray from Durga Devi?
One is physical health which is extremely important and second is the
mental health. Our modern lifestyle is such that we are neglecting Durga
Devi. All the magazines talk of “lifestyle diseases”. Our very lifestyle is
the cause of diseases. These are due to improper lifestyle – our eating
habits are wrong, sleeping habits are wrong, and working habits are wrong.
They reveal that we are disrespecting Durga Devi. One morning prayer
states: In Brahma Muhurtam one must not sleep. Sleeping in this time will
deplete one’s punyam and produce paapam. For this sin, one must do
praayaschittam. Even before New Year eve, people attend all night parties,
drink all kinds of things, and don’t even see the New Year sunrise (a
lifestyle disease). There is even an English proverb that talks about the
virtues of rising early: Early to bed and early to rise makes one healthy,
wealthy and wise. When you rise early, you get the blessings of Durga,
Lakshmi, and Saraswati. We are violating all health habits (eating,
sleeping, and working habits are wrong because we don’t enjoy our work).
There is too much pressure and stress. Work place has become a field of war
due to increased competition. I have to outperform all my competitors;
there is pressure and lot of aggression. Working places resemble war zones
and when we come home, it is like Ashoka coming from a Kalinga war.
Therefore, mental stress is a major problem of modern day living.
Continuous stress reduces the immunity of a person and that invites all
kinds of diseases. A person may be chronologically 40 years but ravaged by
constant stress, the body ages to 60. A man squanders his health initially
working for wealth. Then he squanders his earned wealth in search of
health! And ultimately loses both. In Sanskrit, there is a humorous verse –
वैद्यराज नमस्तुभ्यं यमराजाग्रज !
यमस्तु हरति प्राणान् त्वं तु प्राणान् धनानि च !!
O doctor, my namaskaarams to you, for you are the elder brother of Yama
dharmaraja. Why elder? Yama only takes life while the doctor takes both the
life and money and says,”Operation was successful but the patient died”. So
Durga Devi is so important and one must pray every day to her for physical
as well as mental health.
From Lakshmi Devi, we must seek two types of wealth.
One is the outer wealth in the form of money, gold, shares, real estate,
etc., and the other is contentment. In the Vedic jargon, wealth is reduced
to “gold and land” to signify every kind of wealth. Swami Dayaananda says
that we call it “real estate” for we ourselves have a doubt. Like “ever
silver” is never silver!!! We have to invoke Lakshmi Devi, for without
external wealth, we cannot conduct life. We respect money without which
survival is not possible. Even a sanyasi requires wealth in the form of
food, clothing, and shelter. Vedas state that we should not stop with the
desire for external wealth; internal wealth is just as important – inner
wealth in the form of contentment or trupti. If trupti or contentment is
not there, we will face several problems. Then desire for external wealth
will not be balanced, for without contentment desires will escalate.
Desires by themselves are harmless but unknowingly “Kaama” will be
converted into “Lobha” or Greed. Kaama (desire for wealth) is one of the
four purushaarthas, but it needs to be balanced with contentment. Modern
lifestyle provides a conducive environment for greed. Every manufacturer is
promoting greed for his products through advertising. There is an
advertisement you might have seen. A child is asking mom that for pongal he
wants an I-pad or Laptop and not some boring toys. The media drives this
acquisition and greed in society. If we are not careful, we will fall under
the trap of greed.
The first consequence of greed is running after Lakshmi Devi and
ignoring the other two deities which disturbs the “shakti or resource
balance”. Instead of “Shakti Samyam”, Lakshmi will become predominant and
unbalanced life will have disastrous consequences. Greed will pressurize
the mind to become more and more aggressive, and more violent. The value of
Ahimsaa is thrown to the winds. I shout at everybody as they don’t keep up
with me. I work with constant pressure and aggression. Greed will force a
person to compromise with dhaarmic values too like Indian politicians.
First the “shakti imbalance” and the second “the loss of dharma” will
obstruct success in our life especially spiritual success. Thirdly, when
there is greed, there is competition and cut throat philosophy. Some will
become richer and richer while most would become poor. There will be few
“haves” and many “have-not”s and the widening disparity will increase the
crime rate. We can never live in contentment for fear of burglary, chain
snatching, or even murder. The headline “Old couple murdered” is becoming
regular and our children are not around. Greed creates a lot of stress. The
world has enough for human need, but world does not have enough for human
greed. If humanity is in the grip of greed, then the natural resources
would be exploited more. We are abusing nature and it is already turning
violent on us. These environmental / ecological imbalances will affect the
next generations and they will not have enough to live even for an ordinary
life. Greed causes problems both at the micro and macro level because of
individual greed, family greed, corporate greed, national greed. In fact,
recession is caused from corporate greed. They are promoting more and more
loans and credit cards (acquire more and greed is promoted!!!). In our
parents’ generation, the word loan was fraught with shame while now we wear
it as a crown (bhUShaNam)! We are so caught up with external wealth that we
forget the internal wealth of contentment (trupti). Veda says that whatever
you earn legitimately, one must be contented without comparing with
neighbors or falling for New Year discount sales! Therefore, we must pray
to Lakshmi Devi to extend wealth to include contentment too.
We don’t appreciate the value of contentment for we wrongly think that
our level of enjoyment would come down. This is a serious misconception and
delusion born out of greed. Our Sastras take great pains to remove this
misconception: If external wealth is the source of joy, then internal
wealth of contentment is as much a source of joy, if not greater. In
Taittireeya Upanishad, this important message is given graphically. They
have divided external wealth into ten levels. Let us imagine a man
acquiring more wealth and goes from level 1 to level 2. Let us take another
wise man who progresses in contentment levels from level 1 to level 2
(contentment is also divided into ten levels in parallel) . Taittireeya
Upanishad states the second person who progresses on the contentment scale
has hundred times more joy than the person who finds happiness in material
acquisition. Let’s say at level -10, an Ambani or Bill Gates and take a
wise man sitting under a tree without bank balance, without laptop, without
I-pad, without television, without home theater, without home itself. His
joy is hundred times more than the richest man on earth. So when you pray
for Lakshmi Devi, every day include external wealth and also internal
wealth.
From Saraswati Devi, we have to seek two types of knowledge.
One type of knowledge is material knowledge given by material sciences;
science and technology being developed in thousands of laboratories all
over the world. They are trying to corner the external world with better
set-up; better houses, better gadgets and everything better and better.
Conquering the external world and manipulating the set-up is called Apara
Vidya. The Para Vidya is spiritual sciences represented by our scriptures
which are designed to change our internal mindset.
Material sciences are used to adjust the external set-up to suit our
likes and dislikes, while spiritual knowledge is to change our mindset.
This is extremely important, for however advanced material sciences maybe,
we can never be totally in control of the external set-up. Go to
Pondicherry and see the havoc played by the cyclones! The external set-up
is uncontrollable, unpredictable, and unsustainable and we will have to
face unfavorable professional situations, we will have to face unfavorable
family situations, unfavorable personal situations according to our karma.
We have to face unfavorable set-up either temporarily or face them
lifelong. The doctor will say, “You will have to live with it”, for there
are many genetic diseases for which there are no remedies. In such a
situation, material sciences will throw their hands in despair. When we
cannot adjust the set-up, it has become a choiceless situation then you
will have to adjust the mind. Our mindset and perspectives must be adjusted
such that it cushions and protects us from the external unfavorable
situations, like wearing a sunglass in hot sun that protects the eyes. But,
when things cannot be changed externally, we must know how to adjust the
mind. That is why our Sastra makes a difference between spiritual ignorance
and spiritual knowledge.
An ignorant mind is like a convex lens that magnifies any external
unfavorable situation. The doctor only says there should be an
investigation and the mind begins to dread the worst. The mind is always is
insecure, always in panic, and exaggerates every little difficulty.
Spiritual ignorance exaggerates every choiceless situation. In contrast,
spiritual knowledge is one that makes a person face even the most
unfavorable situation with an appropriate attitude. Lord Krishna in the
Geetaa presents two techniques to deal with any problem: Karma yoga and
Jnaana yoga. Material sciences teach how to adjust the world while
spiritual sciences alone will tell us how to adjust the mind. Mental
adjustments are necessary when we are facing choiceless situations. There
are certain situations that have no remedy and at that time you need
spiritual knowledge to cope with your situation. Therefore, pray to
Saraswati for both types of knowledge.
K Rajaram IRS 271025
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