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Article Title:
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Can Faith and Patience Help You Save More Money?

Article Description:
====================

It's hard to be patient at times, isn't it? It's even more
difficult when things aren't going our way. Makes us want to
jump right in there and *make things happen.* But, is it a signal
that perhaps we should do the very opposite instead? Should we
just sit tight?


Additional Article Information:
===============================

787 Words; formatted to 65 Characters per Line
Distribution Date and Time: 2006-09-14 10:24:00

Written By:     Darlene Arechederra
Copyright:      2006
Contact Email:  mailto:[EMAIL PROTECTED]


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Can Faith and Patience Help You Save More Money?
Copyright © 2006 Darlene Arechederra
Rat Race Remedies
http://www.RatRaceRemedies.com



It's hard to be patient at times, isn't it? It's even more
difficult when things aren't going our way. Makes us want to
jump right in there and *make things happen.*

But, is it a signal that perhaps we should do the very opposite
instead? Should we just sit tight?

A few years back, I realized my car was getting tired. She had
served me well. I had purchased her as a 'gently-used' car, and
I'd had seven years without car payments. During those seven
years, I had tucked away money for my next car, as if I were
making payments.

I wasn't looking forward to giving up my comfortable, tired car.
But my husband and I set out to find another.

We shopped around for several weeks until we came across a car
that seemed just perfect for me. She was beautiful, not a scratch
on her. White, four door, mid-size, blue interior (smile). The
owner had kept every receipt for everything done to the car, and
she was in good shape.

She was front-wheel drive, which is great to have when the bad
weather hits in the winter here. She was also a 5-speed manual
with manual windows (very important to me since dogs can
accidentally unlock window locks or roll up a window around their
necks).

She was the car for me. I wanted her!

So, we made an offer. The owner turned it down. Our offer wasn't
anywhere near what he expected. He was asking another $2,000 more
than our offer.

Of course, I was terribly disappointed. I felt our offer was
fair. I can be very frugal at times, but I believe in being fair,
frugal or not. Was I really that far off base on this? Was my
offer unreasonable?

I gave it lots of thought. I wanted that car. But I also knew
exactly how much I was willing to spend, and no more. A $2,000
difference was a lot of money to me...

I decided to wait it out. If this car was meant to be mine, it
would be mine. It was now a matter of faith and patience.

We had time on our side because my car was still running, and
still dependable. We were trying to be pro-active - to deal with
this before it became an emergency.

In the meantime, we continued to shop around, looking for a
gently used, one-owner car.

On Sunday evenings we loaded up our Labradors and made it a
family affair to go visit *my car.* Yes, that lovely white car
with the beautiful blue interior, no scratches and no rust. She
remained there, her For Sale sign visible in a side window.

Each time we visited, we took note.  Had it been moved? Were
others looking at it, too? Why hadn't he sold it yet? We were
amazed as each week went by, and still she remained parked in
that spot.

We called the gentleman a few weeks later.  No answer, so we left
our information again. We didn't hear back from him.

So, we shopped around some more, but found nothing that stood out
in the crowd.  And we continued to check in on my little white
car on Sunday evenings.

Around the ninth week after we'd first found the car, we again
called the owner. This time he answered. He remembered us, and
thanked us profusely for calling.

You see, he had received our message, had written our information
down, then promptly lost it while working out of town for a
month.

He shared with us that he'd had several offers for the car.  And
each of them had offered him the *same* exact amount of money!

Since we had been the first to make the offer, he had decided to
give us first choice.  Did we still want the car?

That lovely white car was mine! Our patience had paid off! I was
now the proud owner of a zippy little 5-speed I could drive,
hopefully for another 100,000 miles.

Today, six years later, I still drive that car.  And she's just
as gorgeous as she was the day we found her. She's dependable,
great in the snow, and still lugs around our two lovable
Labradors.

I'm grateful that I haven't had to make car payments for the
past six years. Tucking away a little bit of money each month (as
if I were making car payments) is what made the difference. What
a feeling of peace as a result!

It just goes to show that a bit of patience, a smidge of faith,
and tucking away a small amount each month can go a long way in
getting our needs met. And at the *perfect* price!




---------------------------------------------------------------------
Darlene Arechederra shares simple strategies for living 
well on less and enjoying a debt-free lifestyle.  
For more money-saving articles and tips, join her 
Free ezine today at http://www.RatRaceRemedies.com
Please feel free to republish this article as 
is, with the above hyperlink intact and working.


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