Free-Reprint Article Written by: Kent Jacobson a.k.a. Mr. Success See Terms of Reprint Below.
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Additional Article Information: =============================== 472 Words; formatted to 65 Characters per Line Distribution Date and Time: 2006-10-03 11:36:00 Written By: Kent Jacobson a.k.a. Mr. Success Copyright: 2006 Contact Email: mailto:[EMAIL PROTECTED] Kent Jacobson a.k.a. Mr. Success's Picture URL: http://shortcut2success.com/Images/kentjacobson.jpg For more free-reprint articles by Kent Jacobson a.k.a. Mr. Success, please visit: http://thePhantomWriters.com/free_content/d/index.shtml#Kent_Jacobson_a.k.a._Mr._Success ============================================= Special Notice For Publishers and Webmasters: ============================================= If you use this article on your website or in your ezine, We Want To Know About It. Use the following URL to let us know where you have used this article, and we will include a link to your website on thePhantomWriters.com: http://thephantomwriters.com/notify.php?id=3663&p=load HTML Copy-and-Paste and TEXT Copy-and-Paste Versions Of Article Are Available at: http://thePhantomWriters.com/free_content/db/j/generation-r.shtml#get_code --------------------------------------------------------------------- How Generation *R* Got It Right! Copyright (c) 2006 Kent Jacobson a.k.a. Mr. Success Shortcut 2 Success http://www.Shortcut2Success.com Who is generation R? I'll tell you, they are our retired mothers and fathers, and even our grandparents who were born in the 20's and 30's. Why am I writing about this generation of people? Because I think there are five (5) basic principles that were utilized by this generation to set themselves up for a very comfortable retirement and lifestyle in their senior years. One overriding trait through out this population of people is their common inherent work ethic. You have to work hard to get ahead, this seems a little lost in today's younger (people in their 20's) work force. The plan seems simple; have a goal, plan what you want to do, save for it and retire. Simple enough for them let me tell you how you can be better prepared for your retirement by understanding and implementing the 6 basic principles of their success. Principle 1. You need to have a clear definition and separation of wants and needs. What I mean by this is a clear and distinct written definition of a want (nice to have or luxury item) and need (must have this to function daily). Principle 2. Cut up those darn credit cards. Quite frankly I do not even think they could get credit or credit cards, you can but do not. If you need to have an emergency credit card, fine but have strict usage rules associated with it. Simple thought, if you think it is a need, but has to be purchased with a credit card, it must not e qualify and you might have screwed up somewhere else to have a need purchased with a credit card! Principle 3. Limit you luxury items to the bare minimum This is by far the most difficult principle to get people o grasp, why because they think a lot of luxury items are Needs, hah. My favorite is the latest in electronic equipment or that 50 inch big screen TV to watch sports on. Principle 4. Save as much as you can out of every paycheck. You have heard this over and over again, nothing new but you must initiate the action to garnish your wages. Principle 5. Set financial and personal goals. Without financial and personal goals you will never know where you are going or if you are ever going to get there. Finally, you are going to need medical services, plan on this as part of you needs and appropriate the amount you will need. I can not tell you a $ amount or percent, everyone must do this based on family history and life style. My advice to you, do not count on the government to continue with social services take charge of your own destiny. Be responsible, start today and success will follow, we truly can learn from the past. --------------------------------------------------------------------- Kent Jacobson, a.k.a. "Mr. Success" is a trusted authority in the success field and provides valuable success information for free through his website at: http://www.Shortcut2Success.com . You can also read Kent's Success Blog to find more success secrets at: http://www.Shortcut2Success.com/blog --- END ARTICLE --- Get HTML or TEXT Copy-and-Paste Versions Of This Article at: http://thePhantomWriters.com/free_content/db/j/generation-r.shtml#get_code ..................................... 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