Hi Tipsters, 
����� I am need of some wisdom, and I already know there is little reason to

try to come up with any on my own, there being so much out there in 
Tipsterland.�� I'm, oh, ten to fifteen years away from retirement, and it 
seems to me that it would be reasonable to try to think in terms of a ten 
year plan in which I try to leave the College (or the field) with something,

instead of just playing out the string.�� I know it's common to *start* 
one's career with some sort of a plan, but are those of you out there who 
have *ended* yours with one as well?� How does one's thinking change as one 
nears the R time?� I'd be curious, and I suspect others would be too... 

Joe Hatcher 
Ripon College 
Ripon, WI 54971 
[EMAIL PROTECTED] 

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