As I think the original request was for common behaviors that can be related
to psychological topics, I think the question of how one figures a standard
tip is also interesting. I see people using little "tip tables" that give
15% of various amounts in table form, but without such a table, how one
represents the problem can make a big difference in problem difficulty.
We're taught to figure things like this by multiplying the total bill by
.15, and we're taught to do problems like that using a complicated
algorithm* that amounts to manipulation of symbols. That algorithm is too
complicated for most of us to do mentally, without at least writing down
intermediate answers, something which is often not possible when figuring a
tip (due to lack of pencil and paper).

But there are other ways to figure 15% besides that kind of symbol
manipulation. I usually figure 10% (simply by moving over the decimal point
mentally), and then figure (again, mentally) half of that number (which is
then 5% of the total), and then (yet again mentally) add the two.
Alternatively, one could figure 10%, and then 20% (simply by doubling the
10%) and then figure the halfway mark between those two numbers (I haven't
used that method, and I don't know if it would be too taxing for me).

I'll bet there are other ways that people use besides these, and I'd think
they might lead to an interesting discussion of the role of mental
representation in mathematical problem solving. Most Introductory texts have
a chapter on "Language, Thinking, and Problem Solving" where the relevant
material would be found. I suspect that most of the people who still try to
use the symbol manipulation algorithm in the tipping context also believe
that symbol manipulation method they've been taught IS multiplication, and
don't realize that it's just one of many devices for finding the answer to
multiplication problems.

* "Okay, class, remember, start by multiplying the ones column, and write
your answer below the ones column, carrying any tens you get up to the top
of the tens column. Then take the tens column from the first multiplicand
times the ones column from the second..."

Paul Smith
Alverno College
Milwaukee


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