I made the mistake of NOT applying for SSDI. Born in 1934, I had not
quite reached 63 when I was disabled. I had already retired from my
career with continuing good health insurance and had a job in a hobby
shop. I was planning to start drawing my Social Security a year later.
I reasoned that there was little to be gained with SSDI.
I was WRONG.
Drawing SS at 64 meant 70% benefits for the rest of my life and
Betty's. SSDI would have given me full SS benefits. As an engineering
manager, I had been well paid. That 30% for life was BIG bucks.
Alton, who should be drop-kicked across the planet
p.s. Every financial decision I have ever made has been dumb.
