Candis, I received LTD from a private carrier and also SDI.
The payments you receive from your carrier may or may not be taxable. It all depends on if you paid the premiums for the LTD, and if your company paid them, if you paid income tax on the premium amount that the company paid on your behalf. My LTD company did not take any of my SSDI. Each policy and each company is different. The norm is they reduce the amount of your LTD payment by the amount your SSDI pays. I hope this helps you. If you have any questions, feel free to ask. Lori _____ From: Candis Kalley [mailto:[EMAIL PROTECTED] Sent: Friday, May 18, 2007 11:15 AM To: [EMAIL PROTECTED] Cc: [email protected]; [EMAIL PROTECTED] Subject: Re: [TMIC] SSDI I am talking about SSDI as in disability. I already have Disability Insurance from my work. The Insurance company has a set of lawyers to push to get SSDI and also to push SSDI through because the Insurance company will get all monies from the back pay of SSDI. From the point where SSDI starts paying regularl, the Insurance co. will only pay the difference between the policy amount and what I get from SSDI. It has been almost 3 months since I first started the process along with the lawyers. I was surprised to see the money deposited because it has only been 10 days since I sent in the 2nd set of questions. Candis Kalley [EMAIL PROTECTED] EarthLink Revolves Around You. ----- Original Message ----- From: [EMAIL PROTECTED] To: [EMAIL PROTECTED] Cc: [email protected]; [EMAIL PROTECTED] Sent: 5/18/2007 4:17:57 AM Subject: Re: [TMIC] SSDI Are you talking about SS (as in retirement) or SSDI (as in for disability)? If it's SSDI, they only pay monthly, after the 5th month of being disabled, but you don't qualify until they're satisfied that you're disabled for one year or that the disability is permanent. However, they will start paying your regular SS payment while you're waiting to be deemed 'qualified'. I ask b/c I'm trying to understand in terms of where I am in my applications - and wondering if I've missed something. Sally
