Sally,
Look up 'LTD' in the dictionary and find the definition 'TROUBLE'!
My experience was, they just want to collect the premiums, period. I will
give you one well documented example of what my insurance company did
to someone. They sold a lot of policies to doctors. One of the doctors, an
eye surgeon, developed tremors in his hands. My LTD company paid his
benefits for a short while, then STOPPED! They actually said he was faking
and could work. They videotaped someone playing football in the doctor's
yard and said it was him, except it WASN'T him, it was his son. He sued
them in court and was awarded millions of dollars. The doctor indeed
had Parkinsonian tremors. I think that those LTD employees who terminated
his payments, should be made to go to surgeons with hand tremors. They
are utterly disgusting. CBS did an expose of the particular company on
60 Minutes, as did Dateline.
Perhaps there are good LTD companies. Mine sent an investigator to
my home to harrass me. I'm sorry I couldn't sue them. I just didn't
feel well enough, and that's what they count on.
Kevin
[EMAIL PROTECTED] wrote:
Aha! Okay - that makes sense! I thought of it as the 'long term'
version of TDI and wondered why we didn't have it here! Sounds like
those who have it are having trouble with it - which is even worse
since they had to pay for it themselves!
Thanks for your response.
Sally
