MY HUSBAND AND I HAVE A MEDICARE ADVANTAGE PLAN THROUGH BLUE CROSS. IT WORKS THE SAME AS MEDICARE. YOUR MEDICARE PART A IS STILL DEDUCTED FROM YOUR S.S. CHECK BUT IT GOES TO BLUE CROSS EACH MONTH. WE PAY NO MONTHLY PREMIUM JUST A CO-PAY OF $20.00 WHEN YOU SEE YOUR DOC AND $25.00 CO-PAY WHEN YOU SEE A SPECIALIST. WHEN I CAME DOWN WITH TM LAST YEAR AND SPENT 6 WEEKS IN THE HOSPITAL, ALL I PAID WAS $200.00 PLUS $50.00 FOR THE AMBULANCE WHEN I FIRST GOT SICK. I ALSO HAVE PRESCRIPTION INSURANCE AND FORTUNATELY MY MED BILLS ARE NOT TOO BAD AND I HAVE NEVER REACHED THE DONUT HOLE. ALSO, I WAS ABLE TO DECIDE WHAT TYPE OF TREATMENT I WOULD RECEIVE NOT THE INSURANCE COMPANY OR THE GOVERNMENT. I REALIZE THOSE WHO ARE TOO YOUNG FOR MEDICARE HAVE A HARDER TIME. THE COST OF GOVERNMENT HEALTHCARE HAS TO BE PAID BY SOMEONE WHICH MEANS HIGHER TAXES. WITH THE STIMULOUS AND SO MANY PEOPLE OUT OF WORK, WHERE IS THE MONEY GOING TO COME FROM TO PAY FOR THIS PROGRAM? THIS COUNTRY IS GOING TO GO BANKRUPT IF THEY CONTINUE DOWN THIS PATH. I REALIZE CHANGE IS NEEDED BUT WHY NOT TAKE THE TIME TO MAKE SURE WE DO THE RIGHT THING FOR US ALL.
PATTI -----Original Message----- From: Akua [mailto:[email protected]] Sent: Monday, August 03, 2009 4:34 PM To: [email protected] Subject: Re: [TMIC] >but ALL insurance companies - they will take your money but if they >have to pay out it is a battle royale and then they drop you whether >they pay or not just for filing a claim! While in rehab for TM the pipes burst in my home. Insurance fought me-- saying I was non resident. Fortunately the outrageous heating bill proved that the house was maintained. Anyway, the insurer dropped me though it was my first and only claim in 14 years! So I agree. Akua --
