If you look at the charts, you receive more money at disability. This doesn't ever get dialed backwards, so if you are close to retirement age and are disabled, it's much better to go out on disability. Then, if you get denied, you really haven't lost anything, but should you get an approval, you'll have a higher monthly payment. Definitely worth considering. Many have trouble getting approved, and others just sail through the process! You will revert to Social Security at age 65, but at the same dollar amount that you've been receiving all along.
I believe this is why there are so many fraudulent claims. People start collecting well before retirement, and for those who can persuade a doctor they are disabled and just not caring to work, it's a good source of income. I have met quite a few people that have worked many years and felt that they didn't want to work any longer so they got a doctor to make their conditions a lot worse than they were so they could collect SSDI. It makes me sick. Hugs, Barbara A in Auburn CA -----Original Message----- From: CANDIS KALLEY <[email protected]> To: tmic-list <[email protected]> Sent: Wed, Oct 6, 2010 5:12 pm Subject: [TMIC] OT - Question SSD to retirement payments Question for anyone who collected SS Disability payments and then reached retirement age; did you payments change and how much? Also was the retirement age 62 or full retirement age? Life is short! Break the rules! Forgive quickly! Kiss slowly! Love truly, Laugh uncontrollably . And never regret anything that made you smile. Prayers and thoughts for you and yours, Candy K.
