https://xapo.com/#terms

Overall seems alright, but this stands out as a negative:
        You and Xapo agree to arbitrate any dispute arising from these
        Terms or your use of our Services, except for disputes in which
        either party seeks equitable and other relief for the alleged
        unlawful use of copyrights, trademarks, trade names, logos,
        trade secrets or patents. ARBITRATION PREVENTS YOU FROM SUING IN
        COURT OR FROM HAVING A JURY TRIAL.

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