Note, this is in addition to over $2.3Trillion missing in Pentagon and
$trillions missing in other areas of the government.

 

-----Original Message-----

From: 

Sent: Thursday, December 18, 2008 3:11 PM

Subject: The bailout doesn't pass the smell test

 

Paul Craig Roberts [ <mailto:[email protected]> email him] was
Assistant Secretary of the Treasury during President Reagan's first term. He
was Associate Editor of the Wall Street Journal. He has held numerous
academic appointments, including the William E. Simon Chair, Center for
Strategic and International Studies, Georgetown University, and Senior
Research Fellow, Hoover Institution, Stanford University. He was awarded the
Legion of Honor by French President Francois Mitterrand. He is the author of
<http://www.amazon.com/gp/product/067485621X/103-9747828-0329461>
Supply-Side Revolution : An Insider's Account of Policymaking in Washington;
<http://www.amazon.com/gp/product/0945999631/002-8915021-8428856?n=283155>
Alienation and the Soviet Economy and
<http://www.amazon.com/gp/product/0932790801/002-8915021-8428856?n=283155>
Meltdown: Inside the Soviet Economy, and is the co-author with Lawrence M.
Stratton of
<http://www.amazon.com/exec/obidos/redirect?tag=vdare&creative=373489&camp=2
11189&link_code=as3&path=ASIN/076152553X> The Tyranny of Good Intentions :
How Prosecutors and Bureaucrats Are Trampling the Constitution in the Name
of Justice. Click  <http://www.vdare.com/pb/death_of_due_process.htm> here
for Peter Brimelow's Forbes Magazine interview with Roberts about the recent
epidemic of prosecutorial misconduct. 


 

http://onlinejournal.com/artman/publish/article_3874.shtml 

 


The bailout doesn't pass the smell test
By Paul Craig Roberts
Online Journal Contributing Writer


Oct 15, 2008, 00:26

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The explanation that has been given for the financial crisis does not match
up with the solution that has been devised. Moreover, the windows into the
crisis offered by the authorities are opaque rather than transparent.

The only clarity we have is that the crisis is resulting in financial
concentration and that the bailout constitutes a massive raid
<http://www.vdare.com/pb/080930_pujo.htm>  by financial crooks on both
taxpayers and central bank reserves in the US and Europe.

The public monies that are being directed to private financial institutions
are huge. According to news reports, Germany is devoting $540 billion to
shoring up German banks, England is devoting $73 billion, and France has
pledged over $400 billion. The US now has four separate bailouts underway
<http://www.vdare.com/roberts/080923_deregulation.htm> , $800 billion for
banks, $200 billion for Fannie Mae and Freddie Mac, $85 billion for the
insurer AIG, and $25 billion for the US auto industry. These figures add up
to more than $2.1 trillion.

Some of these public monies are for purchasing troubled paper assets. Others
are to be directly injected into the banks as public supplied capital for
private financial institutions, an ironic outcome for the free market
ideology that resulted in the deregulation of the US financial system.
According to news reports, in England the entire $73 billion is being poured
into banks as publicly supplied new capital. In Germany, $135 billion is for
recapitalizing troubled banks. In the US, Treasury Secretary Paulson is
talking about using bailout money to purchase non-voting bank shares. 

How is it possible that a financial crisis of such magnitude hit with such
suddenness and urgency, catching finance ministries and central banks
unaware?

If the problem is what the public has been told, namely that defaulting
<http://www.vdare.com/roberts/081002_bailout.htm>  subprime mortgages are
reducing the income flows through to the holders of the mortgage-backed
securities, why isn't the bailout money being used to refinance
<http://blog.vdare.com/archives/2008/10/01/why-not-bail-out-american-homeown
ers-instead-of-wall-street-and-illegals/>  the defaulting mortgages and to
pay off the foreclosed mortgages?

That would restore the value of the mortgage-backed securities, and it would
not be necessary to pour huge amounts of taxpayers' money into
recapitalizing banks and purchasing their bad assets.

There is not an unmanageable number of defaulting mortgages. According to
the US Treasury estimate, 90-93 percent of the mortgages are good. How does
a 7 percent or 10 percent default rate on US mortgages translate into a
systemic worldwide financial crisis?

The popping of the US real estate bubble could not produce worldwide
systemic financial crisis without the mark-to-market rule, short-sellers,
and a great deal of hype and orchestration. Why did Secretary Paulson let
Lehman Bros. fail when every other firm is
<http://www.vdare.com/buchanan/080922_bailing.htm>  bailed out? Did Lehman's
failure, by unwinding its own large portfolio, push hedge funds and banks
into panic selloffs that spread the crisis at home and abroad?

The US Congress held no hearings on the crisis and consulted no independent
experts. Congress responded dumbly to the financial crisis, just as it did
following 9/11 when the Bush regime handed it the USAPATRIOT Act and the
Afghan invasion. To secure Congress' acquiescence to the Paulson bailout,
the Bush regime used threats of meltdown and martial law to panic Congress
into turning over vast amounts of money for which accountability
<http://blog.vdare.com/archives/2008/10/11/professionals-at-work%25e2%2580%2
5a6/>  is lacking. The hype behind the Paulson bailout is the financial
version of the mushroom cloud evocation used by the Bush regime to panic
Congress into accepting the US invasion of Iraq. Is yet another hidden
agenda at work?

It is unclear how the bailout will play out. The monies for the US bailout
will have to be borrowed abroad or printed. If foreign central banks need
their dollar reserves in order to bail out their own banks that are polluted
with toxic US financial instruments, the US Treasury might not have an easy
time in the debt market. Moreover, the interest expense on an additional
borrowed $700 billion will raise the US current account deficit and burden
US taxpayers with higher interest payments. If the money has to be printed,
inflation and dollar devaluation will depress living standards for most
Americans. 

If the US economy sinks deeper into recession, lost jobs and rising interest
rates on troubled mortgages will result in more defaults and foreclosures,
thus further impairing mortgage-backed securities and requiring Congress to
put more burdens on hard-pressed US taxpayers in behalf of the banks.

The authorities have blamed subprime mortgages for the crisis. Why then does
their solution fail to address the problem of the mortgages? Instead, the
solution directs public money into an increasingly concentrated private
financial sector, the management of which is not only vastly overpaid, but
also has escaped accountability for the financial chicanery that, allegedly,
threatens systemic financial meltdown unless bailed out by the taxpayers.

Perhaps my nose is too sensitive, but this bailout doesn't pass the smell
test

Paul Craig Roberts [ <mailto:[email protected]> email him] was
Assistant Secretary of the Treasury during President Reagan's first term. He
was Associate Editor of the Wall Street Journal. He has held numerous
academic appointments, including the William E. Simon Chair, Center for
Strategic and International Studies, Georgetown University, and Senior
Research Fellow, Hoover Institution, Stanford University. He was awarded the
Legion of Honor by French President Francois Mitterrand. He is the author of
<http://www.amazon.com/gp/product/067485621X/103-9747828-0329461>
Supply-Side Revolution : An Insider's Account of Policymaking in Washington;
<http://www.amazon.com/gp/product/0945999631/002-8915021-8428856?n=283155>
Alienation and the Soviet Economy and
<http://www.amazon.com/gp/product/0932790801/002-8915021-8428856?n=283155>
Meltdown: Inside the Soviet Economy, and is the co-author with Lawrence M.
Stratton of
<http://www.amazon.com/exec/obidos/redirect?tag=vdare&creative=373489&camp=2
11189&link_code=as3&path=ASIN/076152553X> The Tyranny of Good Intentions :
How Prosecutors and Bureaucrats Are Trampling the Constitution in the Name
of Justice. Click  <http://www.vdare.com/pb/death_of_due_process.htm> here
for Peter Brimelow's Forbes Magazine interview with Roberts about the recent
epidemic of prosecutorial misconduct. 


Copyright C 1998-2007 Online Journal
Email <mailto:[email protected]>  Online Journal Editor

 

 

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