From: Eric Encina [mailto:[email protected]] 
Sent: Tuesday, September 15, 2009 1:18 PM
To: [email protected]
Subject: Your book - Very important and interesting

 








THE SAVAGE CRUELTY OF DEBT 
<http://www.thepeoplesvoice.org/TPV3/Books.php/2009/09/14/the-savage-cruelty-of-debt>
 


September 14th, 2009 1:31 AM 

Link: 
http://www.lulu.com:80/content/paperback-book/the-savage-cruelty-of-debt/7422277

By Eric V. Encina

Image removed by sender.

IMF-WB TRICKS AND FLATTERY & THE SAVAGE CRUELTY OF DEBT

http://www.lulu.com/content/paperback-book/the-savage-cruelty-of-debt/7422277 
and 
http://www.lulu.com/content/hardcover-book/the-savage-cruelty-of-debt-ii/7471331
 published at Lulu.com in USA, is expectedly to be banned very soon because of 
the contents against status quo of the bankers and its crimes against the 
Philippines and in the third world nations.

 

It is obvious that bankers have put the fingers and or some bankers or 
financiers have put a squeeze on the publisher to keep my book off the market 
anywhere in the world.

 

 

My book is not designed for profit-making venture except in a possible fund 
raising for the campaigns and for our survival in the Philippines.


“To supplement tax collections, we will aggressively pursue the privatization 
of government-owned and controlled corporations and the sale of government 
assets.” – Philippine Government.

The quoted statement above under the present financial-economic system and tax 
collection policies is blatantly a contradiction or a hostile to Article II, 
Sec. 19 of the 1986 Constitution that states: “ THE STATE SHALL DEVELOP A 
SELF-RELIANT AND INDEPENDENT NATIONAL ECONOMY EFFECTIVELY CONTROLLED BY THE 
FILIPINOS”. Therefore, this is an outright treason and a savage cruelty to the 
Filipino people in the process and in conflict with the charter so far as the 
public wealth or people's money is concerned.

The IMF Managing Director Rodrigo de Rato has made a very flattering remarks 
about the Philippine economy, hailing the RP financial progress under 
debt-fuelled economy through the implementations of tough tax measures. In an 
exclusive interview with the Philippine Daily Inquirer Newspaper, he praised 
the Philippine economic strengths through the interest of foreign investors in 
the stages of the government privatization program. He added that the 
presenceof strong foreign interests in the recent successful sales of 
GOVERNMENT ASSETS is an evidence of the remarkable turnaround to Philippine 
economy over the last few years.

The sales and privatizations of the Philippine national assets are blatantly in 
contradiction to Philippine Constitution. However, to other economists, bankers 
and politicians —usually with vested interests and juicy commissions, the sale 
or the privatization of government assets is a matter of economic contingency 
or exigency or simply a matter of economic pragmatism and practicality albeit 
of the expense of the greater numbers of Filipino people.

The system itself and its strong inclination to totally privatize and sell the 
Philippine national assets which are likewise Filipino people’s wealth is so 
bitterly preposterous that the mind of the poor masses is repelled or confused. 
The major problem in the privatizations and sales of the government assets is 
that it is a tricky device for paying off horrendous government debts—which is, 
by the way, impossible to pay off as a whole until the end of the world under 
the debt money system schemes. We have to bear in mind that such assets belong 
to the Filipino people, and therefore should not be put up for auction, where 
market forces of globalization of finance and economics as evidences show can 
consign them into foreign ownerships. The experience of most countries in the 
world shows that privatization is only a temporary expedient to reduce the 
national debt. However, in truth, debt is not actually reducing but increasing. 
Once the national assets are privatized or sold off to foreigners and to 
multinational corporations, they are gone forever but the vicious cycle of debt 
and borrowing continues to choke up the inhabitants through tax measures and 
increasing of prices of basic needs. What an irony to Filipino people under the 
debt-fuelled money system only for the benefit of the bankers and the powerful 
few!

The IMF chief has also hailed that 12% Expanded Value Added (E-VAT) as the 
“government’s central achievement” since it was put into law and come into 
forcible implementation, and now being vigorously implemented by force and by 
all means as imposed by the US foreign economic policies through IMF and WB
debt money system scheme and as a form of imposition or condition to collect 
more taxes to pay off the debts. On the other hand, he also made a comment that 
the recent shortfall of Government tax collection or revenue of P73.67 Billion 
target illustrates a particular need to step up more tax efforts. The Bureau of 
Internal Revenue’s Value Added Tax Collection in the first five months of 2007 
has reached to P56.6 Billion but still lacking to shore up the budget deficits.

The government’s tax collection agency of Department of Finance is directed by 
law to implement aggressive tax efforts to shore up satisfactory collection and 
recover from the shortfall. For 2007, it has the target of collecting P765 
Billion in taxes to help meet the government’s goal of limiting the budget 
deficit to only P63 Billion and thus to reach the goal of posting a balance 
budget by 2008 which is likely impossible under the present debt money system. 
The IMF chief has also stressed the NEED for MORE TAX MEASURES, that means, to 
legislate more tax laws and aggressive policies or simply to collect more 
taxes. The point of the IMF chief is to comply with the conditions of the 
multilateral funding agencies for more loans and financial assistance under the 
debt scheme policies.

While the IMF chief is trying to economically and financially bamboozle the 
Filipino people and control the Philippine government, the WB and the 
International Financial Corporation are also adroitly putting us further into 
the dungeon of debts in the process that is also so subtle than ever. They are 
planning to issue the peso-denominated bonds to the domestic capital market and 
use the proceeds to fund their interest-bearing programs for the Philippines . 
This is about to be done with the consent of the Philippine Government with the 
gesture of flattery that issuance of peso-denominated bonds is an indication of 
bankers’ confidence to Philippine peso. The question is: Who do actually 
benefit? The Filipino people or the bankers?

If the issuance of Philippine peso denominated bonds is possible, why it is 
that debt free money creation is not possible? Why it is the issuance or 
creation of money is being done or entrusted solely by the charted, private, 
foreign and international banks and not by the Philippine government? And the 
government will borrow its own money from these bankers – which is a silly act 
or to say it as infinitely silly.

The report that the proceeds of the issuance of peso denominated bonds by the 
WB and the International Finance Corporation to support the Philippine 
development programs is a trick and prevarication of the debt money system. To 
get the government into debt through the issuance of peso dominated bonds is 
not going to help the Philippine government and the poor people in the process. 
The profits and proceeds will certainly go to the banks and to those 
corporations involved in the multi-billion transactions.

Like IMF, WB is one of the Philippine Government’s biggest multilateral 
creditors, also along with the Asian Development Bank (ADB) and the Japan Bank 
for International Cooperation (JBIC) and in addition to other bilateral 
creditors that have a much greater compulsion to lend than their prospective 
clients to borrow. International Finance Corporation is an arm of the World 
Bank that provides interest-bearing loans to private sectors. They control the 
private sectors through debt money system.

IMF and International Financial Corporation’s trick:

These multilateral agencies do not usually issue peso-denominated bonds. There 
must be something fishy behind this financial-economic engineering gimmick. The 
Filipino people must closely keep watch for another bamboozlement to our 
economy. Why? It is because under the present fiscal program for 2007, the 
government is set to borrow at interest US$2.466 Billion from foreign creditors 
or bankers, and in addition, another P260 Billion from domestic sources, they 
are, the commercial and private bankers TO PLUG its ballooning budget deficits 
and PAY OFF the debts that will fall due this year. Hence, of the 
foreign-borrowing scheme program, $1.466 Billion would come in the form of the 
official development assistance (ODA’s) (this is not a grant but also a debt at 
interest) from bilateral and multilateral agencies like World Bank. Loans in 
the form of ODAs are interest-bearing though lower than the commercial bank 
rates.

In 2006, the World Bank has granted a huge loan of $250 Billion under 
“Development Policy Loan” to the Philippine Government with the protocol of 
yearly provision of interest-bearing loan to the country, on top of other 
financial assistance. WB’s Financial assistance is not a grant or a gift but an 
interest-bearing loan which is served as a form of budgetary support for the 
government. But why it is that the Philippine government still lacks of money? 
Most of the foreign loans and taxes do not feed down to the people but only to 
the foreign, international bankers in the form of interest payments and to 
voracious government officials and politicians in the form of graft and 
corruptions.

No matter how it is claimed that the Development Policy Loan from the WB is 
substantially cheaper than commercial banks, it is still not reasonable to get 
the country in huge debts.

Official Development Assistance or ODA’s is a futile loan at interest, claimed 
to be for the provision of public health and environmental services when poor 
Filipinos are suffering diseases in the countryside, in particular to 
impoverished villages, without any substantial help from the government 
agencies, and when our Philippine environment is continually deteriorating 
because of economic and monetary pressures. And the bitter of all is that ODA’s 
fraction of loan is being used as a budget for the enhancement of tax 
collection by the Philippine Bureau of Internal Revenue. What a tomfoolery!

To recapitulate the issues, the Philippine is hugely in debt to commercial, 
foreign, bilateral and multilateral financial institutions with the total debt 
of US$300 Billion or more or less P6 Trillion with the interest rate of $500 
per second, or $1 Million per minute or $7 to $10 Billion annual interest 
payments. And to fulfill the obligations, the government has to allow the 
foreign and multinational corporations to take over the public’s wealth and 
government assets through privatization program or policy or simply by selling 
off to foreign ownerships as economic expediency, hence, to continue large 
foreign borrowings at interest to commercial, foreign, bilateral and 
multilateral financial institutions and of course lastly to impose more taxes 
to pay off the debts, curb budget deficit and run the government.

We are now in the most disastrous financial pressures. Filipino people are 
suffering poverty, hunger, malnutrition, diseases, unemployment and 
homelessness in the countryside. THE COUNTRY IS SEDUCED TO AN EVER INCREASING 
BURDEN OF ASTRONOMIC DEBT WITH SKYROCKETING INTEREST PAYMENTS. We are in the 
state of savage cruelty of debt and poverty? Where is the money? The problems 
can be addressed if there will be a complete rectification of the present 
financial-economic system through the monetary reform policy that will entirely 
overhaul the system and put an equilibrium between the money supply and the 
consumption demands. The proper, equitable and just distribution of wealth is 
not possible under the present system of finance. Therefore, it can only be 
possible when there is debt-free money creation that will build a debt-free and 
prosperous nation, establish an inflation-free economy, devaluation- free 
Philippine currency, and will provide financial-economic security in the form 
of supplementary basic income to every citizen from the cradle to the grave as 
a right of citizenships.

ALL MEN, WITHOUT EXCEPTION, HAVE THE RIGHT IN STRICT JUSTICE, TO BE GIVEN AT 
LEAST THE MINIMUM AMOUNT OF MONEY EQUALLY AS NEEDED FOR THEIR SHARE OF EARTHLY 
GOODS TO LIVE AS HUMAN PERSONS WITH DIGNITY CREATED IN THE IMAGE AND LIKENESS 
OF GOD AND HIS CHILDREN.

Availible at: 
http://www.lulu.com:80/content/paperback-book/the-savage-cruelty-of-debt/7422277

-###-

Eric V. Encina 

Filipino Social Crediter/Monetary Reformer 

Author – THE SAVAGE CRUELTY OF DEBT 

Filipino Alternative Solutions For Sustainable Survival Movement 

c/o Lito Alhambra Old House, Homesite, Km. 2, Brgy. Lawa-an, 

PO Box 8, 5800 Roxas City , Capiz Province , Philippines 

ericenc...@yahoo. com







 

 

 

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