From: 
Sent: Friday, December 04, 2009 8:03 PM
Subject: Treasury must refinance $3.5Trillion=30% of GDP: This Little-Known
Rule Could Send Gold to $10,000


 
http://www.kitco.com/ind/stansberry/dec022009.html 
 
This Little-Known Rule Could Send Gold to $10,000


        
By Porter Stansberry        
Dec 2 2009 9:10AM

        
www.dailywealth.com <http://www.dailywealth.com/> 

 

It's one of those numbers that's so unbelievable you have to actually think
about it for a while...

 

Within the next 12 months, the U.S. Treasury will have to refinance $2
trillion in short-term debt. And that's not counting any additional deficit
spending, which is estimated to be around $1.5 trillion.

 

Put the two numbers together. Then ask yourself, how in the world can the
Treasury borrow $3.5 trillion in only one year? That's an amount equal to
nearly 30% of our entire GDP. And we're the world's biggest economy. Where
will the money come from?

 

How did we end up with so much short-term debt? Like most entities that have
far too much debt - whether subprime borrowers, GM, Fannie, or GE - the U.S.
Treasury has tried to minimize its interest burden by borrowing for short
durations and then "rolling over" the loans when they come due. As they say
on Wall Street, "a rolling debt collects no moss."

 

What they mean is, as long as you can extend the debt, you have no problem.
Unfortunately, that leads folks to take on ever greater amounts of debt...
at ever shorter durations... at ever lower interest rates. Sooner or later,
the creditors wake up and ask themselves: What are the chances I will ever
actually be repaid? And that's when the trouble starts. Interest rates go up
dramatically. Funding costs soar. The party is over. Bankruptcy is next.

 

When governments go bankrupt, it's called a "default." Currency speculators
figured out how to accurately predict when a country would default. Two
well-known economists - Alan Greenspan and Pablo Guidotti - published the
secret formula in a 1999 academic paper. The formula is called the
Greenspan-Guidotti rule.

 

The Greenspan-Guidotti rule states: To avoid a default, countries should
maintain hard currency reserves equal to at least 100% of their short-term
foreign debt maturities. The world's largest money-management firm, PIMCO,
explains the rule this way: "The minimum benchmark of reserves equal to at
least 100% of short-term external debt is known as the Greenspan-Guidotti
rule. Greenspan-Guidotti is perhaps the single concept of reserve adequacy
that has the most adherents and empirical support."

 

The principle behind the rule is simple. If you can't pay off all of your
foreign debts in the next 12 months, you're a terrible credit risk.
Speculators are going to target your bonds and your currency, making it
impossible to refinance your debts. A default is assured.

 

So how does America rank on the Greenspan-Guidotti scale? It's a guaranteed
default.

 

The U.S. holds gold, oil, and foreign currency in reserve. It allegedly has
8,133.5 metric tonnes of pure gold (it is the world's largest holder), [but
does not allow anyone to inspect them thus raising speculation that is has
already been stolen by The Money Masters]. At current dollar values, it's
worth around $300 billion. The U.S. strategic petroleum reserve shows a
current total position of 725 million barrels. At current dollar prices,
that's roughly $58 billion worth of oil. And according to the IMF, the U.S.
has $136 billion in foreign currency reserves. So altogether... that's
around $500 billion of reserves. Our short-term foreign debts are far
bigger.

 

According to the U.S. Treasury, $2 trillion worth of debt will mature in the
next 12 months. So looking only at short-term debt, we know the Treasury
will have to finance at least $2 trillion worth of maturing debt in the next
12 months. That might not cause a crisis if we were still funding our
national debt internally. But since 1985, we've been a net debtor to the
world. Today, foreigners own 44% of all our debts, which means we owe
foreign creditors at least $880 billion in the next 12 months - an amount
far larger than our reserves.

 

Keep in mind, this only covers our existing debts. The Office of Management
and Budget is predicting a $1.5 trillion budget deficit over the next year.
That puts our total funding requirements on the order of $3.5 trillion over
the next 12 months.

 

So... where will the money come from? Total domestic savings in the U.S. are
only around $600 billion annually. Even if we all put every penny of our
savings into U.S. Treasury debt, we're still going to come up nearly $3
trillion short. That's an annual funding requirement equal to roughly 40% of
GDP.

 

Where is the money going to come from? From our foreign creditors? Not
according to Greenspan-Guidotti. And not according to the Indian or Russian
central banks, which have stopped buying Treasury bills and begun to buy
enormous amounts of gold. The Indians bought 200 metric tonnes this month.
Sources in Russia say the central bank there will double its gold reserves.

 

So where will the money come from? The printing press. The Federal Reserve
has already monetized nearly $2 trillion worth of Treasury debt and mortgage
debt. This weakens the value of the dollar and devalues our existing
Treasury bonds. Sooner or later, our creditors will face a stark choice:
Hold our bonds and continue to see the value diminish slowly, or try to
escape to gold and see the value of their U.S. bonds plummet.

 

One thing they're not going to do is buy more of our debt. Which central
banks will abandon the dollar next? Brazil, Korea, and Chile. These are the
three largest central banks that own the least amount of gold. None owns
even 1% of its total reserves in gold.

 

I examined these issues in much greater detail in the most recent issue of
my newsletter, Porter Stansberry's Investment Advisory. Coincidentally, the
New York Times repeated my warnings - nearly word for word - a few weeks
ago. They didn't mention Greenspan-Guidotti, however... It's a real secret
of international speculators.

 

My readers know that Greenspan-Guidotti means the U.S. is likely to have a
severe currency crisis within the next two years. How high will gold go
during this crisis? Nobody can say for sure. We've never been in the
situation we are now. The numbers have never been so large and dangerous.
But I wouldn't be surprised at all to see gold at $10,000 an ounce by 2012.
Make sure you own some.

 

Good investing,

 

Porter Stansberry

 

****

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