Kevin, do you still have a link to that N&O article? I'm finding myself getting a ton of those pre-approved credit card applications and would like to stem the tide.
William On Wed, 24 Nov 2004, Kevin Flanagan wrote: > The N&O ran an article a week ago this past Sunday about avoiding ID > theft. One of the items listed was a phone number to prevent all of > those preapproved Credit Card offers, the legit ones, from showing up. > What that does is to disallow "mini credit checks" that they do to > approve you. I haven't seen more than 1/2 a dozen offers in 3 years. I > suspect that this is a more complete check, they do not need your > permission for all checks, I'm guessing that the application would also > have language on their that allows a credit and criminal records check. > I know that banks do both. > > > On Wed, 2004-11-24 at 14:56 -0500, Michael Thompson wrote: > > > -----BEGIN PGP SIGNED MESSAGE----- > > Hash: SHA1 > > > > Thats scary, I never realized it was legal to run someone's credit > > without permission... WTF? > > > > - --mike > > > > > > [EMAIL PROTECTED] wrote: > > > > | That's probably exactly what they are doing: running a pre-screening > > credit check. Go ahead and ask them outright. They should have to ask > > for premission. It ticks me off too because having too many credit > > checks in a short time period can actually lower your credit score but a > > little bit. If I apply to two dozen shops in a week I don't want 24 > > checks in that same time period. > > | > > | Ugh. > > | > > | Greg > > > > -----BEGIN PGP SIGNATURE----- > > Version: GnuPG v1.2.4 (Darwin) > > > > iD8DBQFBpOdPuxlRkoWKZoMRAlFpAJ9GpXep3lbYyrs0sPzuK+lvz9sFcQCgg/ct > > gegZzTqynljlEPY6AQrNxfU= > > =WNZk > > -----END PGP SIGNATURE----- > > > > -- TriLUG mailing list : http://www.trilug.org/mailman/listinfo/trilug TriLUG Organizational FAQ : http://trilug.org/faq/ TriLUG Member Services FAQ : http://members.trilug.org/services_faq/ TriLUG PGP Keyring : http://trilug.org/~chrish/trilug.asc
