>
>
> I do not understand why is not the loan used to pay the sale? 
>



The loan is used to fund manufacturing the product that the customer has 
purchased.  The product sold to the customer is built to order.

 

> Interest should not be a cost. 
>
 

The interest paid for the loan is a "fee" so it must be subtracted from the 
profit of the sale to calculate actual profit.


Also I think you need to be a registered bank to compute interest. 
>

What do you mean by this? 

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