We've got some websites accessing pre-existing pick flavoured accounts, and
another application accessing a fully compliant SQL Schema in a pick
flavoured account - a new account built from scratch with CREATE-SCHEMA etc.
Both are working fine - from universe 9.6 through to 10.1.
My only .02 is that the fully compliant schema seems to interact better with
odbc SQL clients - probably because using CREATE-TABLE commands makes the
dictionaries exactly what they should be, and the creation of things like
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