http://www.salon.com/2013/11/01/the_rights_sickest_obamacare_lie_yet/  

Sorry, I should have included the site info, in case you want to read the 
rather excellent article in full.


Begin forwarded message:

> From: "Richard D. Conrad" <[email protected]>
> Subject: Re: [UC] Best coverage... more...
> Date: November 2, 2013 at 5:45:08 AM EDT
> To: Glenn moyer <[email protected]>
> Cc: "[email protected]" <[email protected]>
> Reply-To: "Richard D. Conrad" <[email protected]>
> 
> From SALON:  This is, in effect, exactly what the Affordable Care Act does 
> with respect to some currently existing, private insurance policies.  If 
> those policies don’t meet a new, higher bar of quality coverage, then the 
> government will no longer allow insurance companies to sell them.  Instead, 
> the 5 percent of Americans who rely on the individual insurance market for 
> their coverage will have other options, all that provide better quality 
> coverage and many of which are far less expensive.  Plus, at least half of 
> folks on the individual market will be eligible for subsidies that further 
> bring costs down.
> 
> On Nov 1, 2013, at 6:05 PM, Glenn moyer <[email protected]> wrote:
> 
>> 
>> 
>> 
>> 
>> Millions of people across the country are being dropped by their health 
>> insurance companies and offered new "products."  Individual policy holders 
>> are the first target, but the rest of the middle class will follow. 
>> 
>> And another lie is coming from the democrats, that these cancellations are 
>> like the substandard policies Obamacare is peddling to the poor.  My 
>> outrageously expensive policy, being canceled, was for 100% coverage.  When 
>> the great "health reform" charade was first taking place, we were also all 
>> dropped and given $5000 deductibles in the new product.  Canceling these 
>> insurance "products" every year or two seems to have multiple purposes for 
>> Wall St., and will obviously be a central way of dumping the newly sick on 
>> the government after the sick are made bankrupt.
>> 
>> 
>> The crappy products some working poor will get through massive government 
>> subsidies to the criminal insurance industry will not help them access 
>> medical care nor will it keep most of them, or any of them with serious new 
>> illnesses, from going bankrupt.  For many, these barriers and catastrophes 
>> will be even more likely, as more of their income is directed to premiums 
>> and deductibles.  The Obamacare supporters pretend not to understand the 
>> barriers that a $5000-10,000 deductible means, after you send your last few 
>> dollars to a health insurance company.
>> 
>> Wall St. is trying to divide individual policy holders against the poor by 
>> thrusting millions of us into precarious situations.  Instead of seeing the 
>> entire Obamacare sham as a windfall for Wall St. that does not help the poor 
>> as their deceptions pretend, we are supposed to get angry at this fake 
>> "socialism" that is being used against us.
>> 
>> Millions of people are either being forced to absorb tremendous premium 
>> increases and deductible increases, or they will be forced to take the 
>> crappy Obamacare type insurance that will put them at increased risk for 
>> bankruptcy!  (It's simple math to look at common medical bills and calculate 
>> your 40%, 30% or 10% share after satisfying your deductible, prescription 
>> drugs and out of network expenses).   
>> 
>> What these two political parties are doing for Wall St. is to change all 
>> health insurance into various levels of crappy catastrophe insurance that 
>> will eventually leave at least 50-75% of the American people at risk for 
>> medical bankruptcy and poor access to medical care while taking more profits 
>> from our meager incomes.  Medicare, medicaid, social security, and all 
>> social supports will then be attacked, and those of us already attacked, are 
>> to stay silent and blame the poor for our new insecurities!  Divide and 
>> conquer!
>> 
>> Wall St. and their Democrat/Republican servants are experts at manufacturing 
>> crises and pitting the middle class against the poor. All through this 
>> charade, the Obamacare astroturf groups pretended that the TEMPORARY 
>> consumer protections would stop profitable abuses by their corporate 
>> masters.  IT'S NOT REDUCED PROFITS THAT ARE PAYING FOR THE ELIMINATION OF 
>> PRE-EXISTING CONDITION REFUSALS, ETC.  It's skyrocketing premiums and 
>> deductibles from millions of people.  And they make more profit on that too! 
>> 
>> Also, by constructing the system so that those insured families with serious 
>> new illnesses will quickly go bankrupt and be forced onto medicaid, they 
>> only risk insuring the sick for a limited time and hopefully many will die 
>> quickly.
>> 
>> I pay 7000 a year in premiums and a 5000 deductible before I would get 1 
>> penny of health insurance coverage from Wall St.  Now they want a 6000 
>> deductible and haven't given the new premium rate!  Do you see why health 
>> insurance stocks went up the day Obamacare passed?????  
>> 
>>  Here are some relevant links that should not be too difficult.
>> 
>> 
>> 
>> http://www.salon.com/2013/11/01/how_the_1_percent_always_wins_liberal_washing_is_the_rights_new_favorite_tactic/
>> 
>> 
>> Here is a good explanation from Harvard researcher, Dr. Woolhandler.  She 
>> also coauthored the Harvard study of mortality rates among the uninsured.    
>> 
>> http://socialistworker.org/2013/10/29/obamacare-doesnt-treat-the-illness
>> 
>> "Many people are going to find that their insurance is just not very good. 
>> It doesn't give them the financial protection they need--particularly for 
>> people with serious and expensive chronic illnesses.
>> 
>> We've done a lot of work at PNHP, as you may know, on medical bankruptcy. 
>> While I was at Harvard Medical School, I worked with my Harvard colleague 
>> Elizabeth Warren at the law school on one of the most widely cited studies 
>> on medical bankruptcy. The most common single cause of medical bankruptcy 
>> was that people had insurance, but it had so many gaps--like co-payments, 
>> deductibles and uncovered services--that they were bankrupted anyway by a 
>> prolonged illness. That type of medical bankruptcy will continue--and, if 
>> anything, may increase--under Obamacare."
>> 
>> 
>> 
>> 
>> 
>> 
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