Study: Uninsured Don't Get Needed Health Care 
Delayed Diagnoses, Premature Deaths Result 
By Ceci Connolly
Washington Post Staff Writer
Wednesday, May 22, 2002; Page A03 

The lack of health insurance in America leads to delayed diagnoses,
life-threatening complications and, ultimately, 18,000 premature
deaths each year, according to a report released yesterday by the
Institute of Medicine.

In the first comprehensive study of the medical consequences of going
without insurance, researchers commissioned by the National Academy
of Sciences found that "being uninsured for even a year appears to
diminish a person's general health."

Despite the popular belief that uninsured Americans simply walk into
the hospital for medical services, the vast majority go without
health care until an illness becomes too serious to ignore.
"Because we don't see many people dying in the streets in this
country, we assume that the uninsured manage to get the care they
need, but the evidence refutes that assumption," said Mary Sue
Coleman, president of the Iowa Health System and co-chair of the
committee that wrote the report. "The fact is that the quality and
length of life are distinctly different for insured and uninsured
populations."

Many of the 30 million working Americans without insurance belatedly
discover serious illnesses such as cancer, diabetes, hypertension and
HIV. Others may go their entire lives without receiving treatment for
a mental illness, high cholesterol, arthritis or asthma, the authors
found.

"It is very important folk have access to health care early before
they are ill and that they have access to a full range of basic
services," said committee member Reed Tuckson, a senior vice
president at United Health Group.

After a detailed analysis of 130 studies on the uninsured, the group
estimated that a lack of insurance translates annually into 360 to
600 premature breast cancer deaths, 1,200 to 1,400 deaths among
HIV-infected adults and 1,400 premature deaths due to undertreated
hypertension.

"This is a major American problem," said Tuckson, who specializes in
consumer health. "It is a tragedy of numbers."

The central message of the report and its authors is that prevention
and early diagnosis have an enormous impact on mortality, quality of
life and even costs.

In the case of diabetes, early detection enables patients to monitor
blood-sugar levels and get regular foot and eye exams. The report
found that 25 percent of uninsured diabetics went without a checkup
for two years, compared with 5 percent for those with insurance.
Hypertension and high cholesterol often can be controlled with
medication and diet. But lacking insurance, those patients "have
diminished access to care, are less likely to be screened, are less
likely to take prescription medication if diagnosed, and experience
worse health," the report said.

Because the uninsured are less likely to receive common cancer
screening tests such as mammograms, Pap smears and colon exams, they
die sooner than people with insurance. "The problem of later
diagnosis and higher mortality among uninsured women with breast
cancer, for example, cannot be solved by insuring women once the
disease is diagnosed," the authors note.

Even when a person without insurance gets to a hospital, that patient
is less likely to be admitted and more likely to receive fewer
services.

"Often one of the first pieces of information obtained" in the
emergency room is insurance status, said committee member John
Ayanian, a health policy expert at Harvard Medical School.
One study found that uninsured patients with cardiovascular trouble
are less likely to be admitted to a hospital that performs
angiography; another found that the risk of death after arriving at
the hospital was 37 percent higher among the uninsured.

More significantly, Ayanian said: "Emergency rooms are not equipped
to diagnose people early or treat chronic illness."
Conversely, a person with health coverage is more likely to develop a
relationship with a physician, undergo periodic screening and be
better educated about healthy lifestyles. People with insurance are
also more inclined to seek services that are not covered.

Of the 40 million Americans without insurance, about 30 million are
adults ages 18 to 65. Nearly 85 percent of uninsured adults work or
live in families in which someone works.

Forgoing health insurance "is not a cavalier decision," Coleman said.
"Most people don't have the resources" to pay premiums and copayments
-- if an employer offers some type of coverage.
Although the report focused on medical outcomes, the committee
suggested other, less tangible benefits come with health insurance.
"Financial security and stability, peace of mind, alleviation of pain
and suffering, improved physical function, disabilities avoided or
delayed, and gains in life expectancy" are among the advantages, they
concluded. "For many of the 40 million uninsured Americans, these
benefits remain out of reach."

� 2002 The Washington Post Company

http://www.washingtonpost.com/wp-dyn/articles/A52828-2002May21.html



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