Comments inline

Regards
Scott

HotWax Media
http://www.hotwaxmedia.com

On 14/10/2009, at 6:08 AM, Abdullah Shaikh wrote:

Also, my understanding is that authorisation/capture is same as
deferred/release with the exception that authorisation/capture doesn't
validate the cvv & other validations but deferred/release does.

I have no idea what deferred/release is but an authorization and capture does validate all credit card information at authorization time. My understanding of a release is that it releases an authorization i.e. cancels a payment before it has been captured.


By this what I meant was that authorisation/capture does validate cvv & other validations but that it does in the second step i.e. in capture and not at the time of placing the order, that means if the capture service fails, which will be invoked by the merchant, then the merchant will have to
inform the customer and ask him to place the order again.

No, generally doing a capture requires only the token provided by the gateway at authorization time.


But in deferred/release, the validations takes place at the time of placing the order, that means if the customer enters the cvv code wrong then the customer stands the chance to reenter the cvv code, and there wont be any validations check when the merchant goes for releasing the payment because
it has already been validated.

This is what auth/capture does but generally OFBiz doesn't provide functionality out of the box for a user to correct their credit card details.

Also the other difference between these 2 types is that in deferred/ release the payment should ideally be released within 6 days as per credit card
schemes, this restriction does not applies to authorise/capture type
service.

The amount of time you can hold an authorization for varies depending on the credit card type and the gateway provider.


There may be other differences which I may not be aware off, but they its
depends on your custom requirements.


On Tue, Oct 13, 2009 at 9:36 PM, Abdullah Shaikh <
[email protected]> wrote:

I am implementing a payment gateway, in which instead of
authorisation/capture i.e using interfaces ccAuthInterface &
ccCaptureInterface, I will be using deferred/release transaction types, to implement this I can do it using the before mentioned interfaces, but then I saw there is a interface for release i.e. paymentReleaseInterface but no interface definition for deferred, I guess there should be a interface
defined for deferred type in services_paymentmethod.xml.

deferred just sounds like an authorization. I would double check that release does what you think it does because as I mentioned above I'm used to it meaning to cancel an authorization.


Also, my understanding is that authorisation/capture is same as
deferred/release with the exception that authorisation/capture doesn't
validate the cvv & other validations but deferred/release does.

If the above statement is correct then, in order manager under "Payment Information", currently we display "Capture" button when the payment is authorised, but if we implement the above, then we need to check if the
payment was using the authorisation then display capture or if using
deferred then display Release button.

It all just sounds like the same thing but using different words.


Does this makes sense or have I missed somethings ?


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