=Here is what I did.

11886.87
48
291.09;
13972.32=A3*48
$291.09=-PMT(8.16%/12,A2,A1)
;
0.68%=RATE(A2,-A3,A1,0)
8.16%=A7*12


Three values in A1 to A3
Calculated total in A4
Used PMT function, and manually figured the interest rate by trying values till 
correct value gotten.


In A6 used the rate function, It calculates rate for the payment.A7 calculates 
the yearly rate.


Is that want you want?


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