>-----Original Message-----
>From: Ian FREISLICH [mailto:[EMAIL PROTECTED]
>Sent: Wednesday, October 27, 2004 5:12 AM
>To: Jeff Chan
>Cc: [EMAIL PROTECTED]; users@spamassassin.apache.org
>Subject: Re: very interesting article on refi spam 
>
>
>Jeff Chan wrote:
>> On Wednesday, October 27, 2004, 12:16:24 AM, Justin Mason wrote:
>> > 
>http://www.pcworld.com/news/article/0,aid,118164,pg,1,RSS,RSS,00.asp
>> 
>> >   'In an effort to understand the sordid world of mortgage spam, I
>> >   responded to several of the many such messages that 
>flood my inbox. I
>> >   discovered that clicking and responding to these messages led to
>> >   callbacks from well-known lenders like Ameriquest and 
>Quicken Loans
>> >   (formerly owned by Intuit, but now a separate firm), as 
>well as dozens
>> >   of smaller legitimate companies.
>> 
>> >   What's more, most of these reputable firms had no idea 
>they were tied to
>> >   this growing influx of mortgage spam. When I followed 
>the spam trail, I
>> >   found the tracks sometimes led to legitimate lenders.'
>> 
>> > --j.
>> 
>> They're probably third party or affiliate referrals.  Presumably
>> the referrers get some kind of finder's fee (i.e. money) for
>> bringing the prospective business in.  The actual lenders
>> probably don't even know they have scumbags feeding them leads.
>> 
>> What should happen is that the lenders should get informed
>> about their referrers being bad so they can stop payments
>> to them.  Reminding the lenders that most of the spammers
>> are committing felonies in sending their spam will probably
>> do the trick.  Few legitimate companies want to be associated
>> with crime or criminals.
>
>       'Stephen Messer, LinkShare chairman and CEO, says his network
>       does not have a problem with rogue affiliates... "The problem
>       of spam is bigger than LinkShare," Messer says. He blames
>       the scourge of mortgage spam on lax enforcement of existing
>       antispam and fraud laws.'
>
>That's like watching a gang of crooks break into your neighbour's
>house, not calling the police and then lamenting that crime is
>such a problem and that the police do nothing the catch the bad
>guys.  There can be no enforcement without reports and it follows
>(IMHO) that this company and chairman are as a consequence as rotten
>as the people with whom they do business.  A fish rots from the
>head, so to speak.
>

Or like a pawn shop hiring theifs to steal PS2s from homes. Then they have
plausible deniability of where the PS2s came from. 

I'm sure the mortgage companies had a clue how these leads were being
harvested. 

--Chris

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