Hi, I'm wondering if I've just had a different experience. My wife and I
did a test on a Saturday night where I charged her for some services. So
we swiped her card in my reader and my phone. She got a receipt and I
got the money deposited in my bank on the following Monday. That's just
1 business day considering it was a Saturday when the transaction was
done. The cost was 2.75% of the total. We did a test for $33.00 and the
cost was $.91. I'm sure there are other places which might charge less
than 2.75%, but this is lower than Paypal, and doesn't seem all that bad
for an occasional purchase for me. I just looked on their help section
on accepting cards and the below is written.
What cards can I accept?
Square works with any US-issued and most non-US issued credit, debit,
pre-paid or gift cards with a Visa, MasterCard, American Express or
Discover logo. Square processes all with the same simple rates.
Businesses such as licensed healthcare providers and pharmacies can
process HSA cards with Square. If you are a healthcare provider, and you
selected the "Medical Practioner," "Medical Services" or "Dentistry"
business category during the signup process, you should have no trouble
accepting HSA cards. If you are a healthcare provider and not
categorized as such, write in here to accept HSA cards.
At this time we cannot guarantee approval of government or military
cards. The acceptance of these cards is dependent on the card issuer.
Square can process most non-US issued cards bearing a Visa, MasterCard,
American Express or Discover logo. The processing of international cards
via manual entry is currently available on all supported devices. Visit
this article for more information on accepting international cards.
Regarding the fees, the below is written and it matches my experiences.
What are Square's fees?
Square offers two simple pricing plans so you don't have to worry about
complicated processing fees.
One Price per Swipe
With Square's per-swipe pricing, every swiped payment card we accept
(Visa, MasterCard, American Express and Discover) has the same flat rate
of 2.75%.
With per-swipe pricing, our fees are taken out of each payment as they
occur so there is no fee schedule. Square does not require a contract
upon signup or have any monthly minimums. It doesn’t cost you anything
if you don't use it. If you type in the card information manually, our
fee is 3.5% + 15¢.
Note: This fee is taken out of the total amount of each transaction,
including tax and tip.
I hope this helps.
--
Raul A. Gallegos
Chastity is curable if detected early! ~ Anonymous
Home Page: http://raulgallegos.com
Twitter: https://twitter.com/rau47
Facebook: http://facebook.com/rau47
On 8/23/2012 5:55 AM, Sean Paul wrote:
Heyya Kim:
I can't speak for the Square Card reader & its accessibility. However I
can speak for some of their fees involved. They also hold your money for
a longer period of time than do InToIt's go payment. They do also not
take American Express unless this has changed in the past 3 or so
months. If you have any other or further questions. Please feel free to
write me off list & I'll be happy to see if I can assist further.
----- Original Message ----- From: "Kim" <k...@woodartdesign.com>
To: <viphone@googlegroups.com>
Sent: Thursday, August 23, 2012 00:58
Subject: credit card reader/processor
Hi,
I was watching the recent discussion on credit card reader/processors.
Was there any consensus as to which 1 works best with Voice Over and
is the most cost effective?
Thanks,
Kim
--
You received this message because you are subscribed to the "VIPhone"
Google Group.
To search the VIPhone public archive, visit
http://www.mail-archive.com/viphone@googlegroups.com/.
To post to this group, send email to viphone@googlegroups.com.
To unsubscribe from this group, send email to
viphone+unsubscr...@googlegroups.com.
For more options, visit this group at
http://groups.google.com/group/viphone?hl=en.
--
You received this message because you are subscribed to the "VIPhone" Google
Group.
To search the VIPhone public archive, visit
http://www.mail-archive.com/viphone@googlegroups.com/.
To post to this group, send email to viphone@googlegroups.com.
To unsubscribe from this group, send email to
viphone+unsubscr...@googlegroups.com.
For more options, visit this group at
http://groups.google.com/group/viphone?hl=en.
