Hi Alan,

I think you basically answered your own question. Just having a card image 
showing the entire credit card number and expiry date could indeed by a pretty 
big security problem especially if somebody used such an app who doesn’t have a 
passcode set for the iPhone. Also, credit card readers don’t work off a barcode 
orr QR code but off information which is read from the magnetic strip embedded 
in the card or, in the case of all credit cards here in Canada and more and 
more in the US the information is actually on a chip. It’s interesting that so 
many retailers in the States still don’t accept Apple Pay even though it has 
been available in the States first. Here in Canada it only became available 
earlier this year, but since so many retailers here already had contactless 
terminals which allow you to simply tap your credit card, Apple Pay wwas 
basically almost instantly available everywhere except in small stores who 
don’t yet have contactless terminals. Here you still have to stick your card 
into the terminal and enter a PIN.


Regards,
Sieghard

From: [email protected] [mailto:[email protected]] On Behalf Of 
Alan Lemly
Sent: Friday, September 2, 2016 6:45 AM
To: [email protected]
Subject: Re: App Substitute for Physical Credit Card?

Bill,

Unless I'm missing something, the Wallet app lets you add credit cards to use 
with Apple Pay but if the store doesn't take Apple Pay, you can't use the 
wallet to provide the credit card info electronically. And if you open that 
credit card from within the wallet, you only see the last four digits of the 
number and nothing else.

Alan Lemly

Sent from my iPhone

On Sep 2, 2016, at 12:43 AM, Bill Gallik 
<[email protected]<mailto:[email protected]>> wrote:
Am I off on a trip to OZ or doesn’t the “Wallet” app provide this?


****************
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