Sarah,
Here is a link to a page to check the Small Claims court limits in all 50 
states.  I don’t know where you live or if you would have to file where she 
lives, but your $3,500 amount looks to be within the limits in the vast 
majority of the states.

http://www.nolo.com/legal-encyclopedia/small-claims-suits-how-much-30031.html


HTH,
Richard

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